Senior Risk Analyst; Real Estate

Position: Senior Risk Analyst (Real Estate)
Company Description Shawbrook provides finance to a wide range of customer segments that value the premium experience, flexibility and certainly we deliver.  We are a purpose-led organisation, with a focus on delivering long-term sustainable value for all our stakeholders.

We have a diversified offering, with our innovative lending propositions tailored to meet specific customer needs in carefully selected markets across SME, Real Estate and Personal. Our products range from complex structured credit facilities for growth-focused businesses to mortgages for professional landlords and property investors, as well as simple loans for consumers delivered digitally.  We fuel our lending through customer deposits, which we attract by delivering a premium experience, choice and consistently great value to smart savers.

The business model we have created is unique and difficult to replicate, with our ‘best of both’ approach combining deep human expertise with advanced digital, tech and data capabilities.  This combination not only allows us to deliver excellent customer experiences, but to do so efficiently and at scale.  We are proud of our innovative and agile culture, which drives consistently high employee engagement scores and makes Shawbrook an attractive destination for the best talent.

If you’re willing to roll up your sleeves, contribute new ideas and believe anything is possible, you’re our kind of person.

Work with us because you:

Want to be part of a bank built for the dynamics of the modern world

Relish a challenge and enjoy a fast-paced, innovative and hardworking culture

Enjoy finding new and better ways to solve complexity and make things happen

Want to belong to a diverse culture that stands shoulder to shoulder with minority and underrepresented groups

Care about society and the environment and want to be part of a business that cares tooWant to continue to grow professionally and be the best version of yourself

Job Description A key role in providing analytical support and assistance to the Models & Analytics Manager. The role supports credit decisioning models with data analytics, data mining and statistical analysis; produces regular credit risk reporting packs with insightful analysis in line with Group standards; champions credit data quality initiatives internally to support the effectiveness of overall analysis and reporting; supports the Credit Risk team in their reporting activities and ad hoc projects to ensure the effective management of credit and risk issues;

and supports the management of Impairment with monthly controls and oversight.  Qualifications Experience Strong  aptitude for working with data, undertaking analysis, interpreting and presenting results and making recommendations

An ability to work to a high standard of accuracy; present information in a logical and professional format

Good understanding of accounting / financial information and the ability to interpret data Understanding of Real Estate Banking finance products

Technical

Solid understanding of tools and infrastructure at the forefront of reporting and analytics

Experience delivering analytics with Power BI, Ultrix or Tableau

Experience of working with credit decision models and working with third-party data vendors

Knowledge of Microsoft SQL server, SAS and Python would be beneficial

Excellent Excel skills

Knowledge of IFRS9, PD, LGD models

Skilled with visual design / data presentation

Interpersonal

Analytical thinker who can use initiative to problem solve and make recommendations

Customer focused approach to delivering solutions

Able to work under pressure and to tight deadlines

Adaptable and flexible

Professional, well presented with high work standards

Excellent verbal and written communication skills;…