First Line of Defense Monitoring Senior Specialist

About the Role:

Provide specialist first-line oversight of transaction monitoring across the organisation, ensuring high-quality investigations and helping strengthen anti-money laundering (AML) monitoring controls. As a transaction monitoring subject matter expert, develop and optimise monitoring typologies, apply risk-based judgement to alerts and investigations, and contribute to an effective first line of defence (1

LoD) Financial Crime framework.

Key Responsibilities:

• Lead and contribute to the design, review and ongoing improvement of AML and fraud monitoring typologies and threat-based scenarios, drawing on internal data and intelligence from the second line of defence (2
  
  LoD) Investigations team.
• Monitor transactions to detect and investigate potentially suspicious activity, referring concerns to the 2
  
  LoD Investigations team in accordance with risk appetite and regulatory expectations.
• Undertake and oversee complex Level 1 alert reviews, ensuring decisions are consistent, clearly justified and appropriately documented.
• Use sound risk-based judgement when assessing investigation findings and escalate suspected suspicious activity to the 2
  
  LoD Investigations team.
• Provide specialist advice and constructive challenge to colleagues on transaction monitoring, fraud warning signs and effective investigation practices.
• Help implement and embed effec...