Director of Data,

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

London or UK Remote 150000 - 200 000 Equity Benefits

About our Data Discipline

We have a strong culture of data-driven decision making across the whole company. Data is central to how we understand our customers shape our products manage risk and grow Monzo sustainably. We believe in empowering teams with high-quality trusted data and self-serve analytics while creating space for Data practitioners to focus on the highest-impact questions opportunities and decisions.

Our Data discipline is centralised but deeply embedded in Monzos product areas. Data Scientists Analytics Engineers Machine Learning Engineers and Analysts work in cross-functional squads alongside Engineers Designers Product Managers Marketers and other specialists. This means Data is not a downstream service: we help shape strategy challenge thinking build the data foundations teams need to move quickly and share accountability for customer and commercial outcomes.

At Monzo payments are more than just moving money from A to

B. They are a core part of how customers experience trust speed and financial control every day. As a Data Director in Payments you would help shape seamless local payment experiences ensuring customers can pay and get paid reliably while continuing to modernise the infrastructure that powers millions of transactions behind the scenes.

The role also sits at the intersection of Monzos broader ambition to build truly borderless banking and expand into new markets. That means designing products and payment capabilities that work effortlessly across geographies currencies and customer needs while helping Monzo scale into new markets with the same simplicity and transparency that defines the brand today.

Youll partner closely with Product Engineering and Design to help shape Monzos payments strategy to make Monzos global ambitions a reality enabling revenue and customer growth with a resilient self-serve banking platform.

To succeed you should be excited about solving tough ambiguous business problems with analytical rigour commercial viability and execution effectiveness

Your day-to-day

• Establish yourself as a trusted member of the Payments Leadership team enabling better decisions across Payments and the wider Data Discipline
• Co-drive Payments strategy and product decisions with Product and Engineering bringing Data into discovery early to shape priorities and challenge thinking
• Identify untapped opportunities for commercial optimisation including across pricing commercialisation investment and customer growth
• Set the data strategy for Payments including the operating model team priorities architecture technical debt and key metrics and drivers
• Translate between technical product and commercial perspectives to help teams make clear high-impact decisions
• Develop and scale a high-performing team of data professionals sharing accountability for product and business outcomes.

You should apply if:

What were doing here at Monzo excites you!

• You have experience driving payments innovation and product strategy forward in a fast-growing business
• You combine deep Data expertise with strong product and commercial judgement.
• You can move comfortably from detailed metrics or architecture discussions to customer strategy pricing and business outcomes
• You are an empathetic people leader who can build trust quickly raise the performance bar and…