Head of Fraud

Harnham are working with an innovative fintech lender that is leveraging data, technology and AI to transform the customer borrowing experience. They are looking for a commercially minded Head of Fraud to own and evolve their fraud strategy as the business continues to scale.

This fast-growing fintech operates within the UK consumer lending market and is investing heavily in advanced analytics, automation and AI-driven decisioning. With a strong technology-first culture, the business is focused on building intelligent solutions that improve customer experience while maintaining robust risk controls.

This is a newly created, high-impact position with ownership of fraud strategy across the business. You'll combine strategic oversight with hands-on delivery, helping to identify emerging threats, strengthen fraud controls and introduce innovative AI-powered fraud prevention capabilities.

Specifically, you can expect to be involved in:

• Owning and developing the organisation's fraud strategy across customer and operational fraud risks.
• Designing and enhancing fraud decisioning frameworks, controls and detection processes.
• Working closely with data, engineering and risk teams to deploy fraud solutions into production.
• Leveraging AI and automation to improve fraud detection and investigation capabilities.
• Building fraud analytics, reporting and insights to support business decision-making and risk management.

The successful Head of Fraud must have the following skills and experience:

• Significant experience in fraud prevention, fraud risk or financial crime within lending, financial services or fintech.
• Strong understanding of fraud trends, typologies and emerging threats.
• Ability to work with data and technology, including SQL and analytical tools.
• Experience collaborating with technical teams to develop and implement fraud solutions.
• Knowledge of AI, automation or advanced analytics within fraud environments.
• Comfortable operating in a fast-paced, scaling organisation with a proactive and innovative mindset.

The successful Head of Fraud will receive a salary up to £120,000 plus equity.