Senior Growth Data Analyst; SQL​/DBT

We’re Capital on Tap Capital on Tap started because small businesses were underserved. Big banks were slow, their products weren't fit for purpose, and small business owners often couldn't access what they needed. We set out to fix that.

Today we're a financial platform - not just a credit card company. We offer a best-in-class business credit card, SME-focused spend management platform, a savings product that hit £1 billion in funds within its first year, and a growing suite of tools and financial products that make running a small business easier.

1,000+ employees, £20bn in annual card spend, 200,000+ customers, 17,000+ Trustpilot reviews averaging 4.7 stars, and we're profitable. We’ve done a pretty good job so far, but we’re just getting started!

The team’s mission is to drive the growth of our US business through smart use of data and advanced analytics across customer acquisition, approval strategies and portfolio management. The team includes a diverse pool of analysts with various degrees of expertise, ranging from data engineering to advanced analytics.

• Owning the delivery of a high-volume, data-driven US acquisition channel, and contributing to its strategy and roadmap alongside the wider team
• Building and maintaining the data pipelines (SQL, dbt) that turn internal and third-party data into campaign-ready audiences
• Launching and optimising campaigns through analysis and testing
• Using your analytical skills to find commercial growth opportunities across the US customer lifecycle
• Finding and evaluating new data sources (e.g. third-party vendors, web scraping) for marketing, underwriting, fraud and KYB
• Partnering with our Data Engineering team and external partners to product ionise proven datasets and pipelines

• Month 1: Get to know the channel, our data stack and our key partners, and shadow a full campaign cycle from audience build to launch
• By month 3: Run campaigns end to end with support, take ownership of the pipelines that power them, and start bringing your own ideas to the table
• By month 6: Own campaign delivery independently, design and launch your first test, and be an active voice in our growth strategy
• Just Pilot: We never settle for “good enough”. We pilot new ideas fast, ask questions to figure it out, and scale quickly.
• Why Not Today? Fast is as slow as we go - speed and simplicity gives us a competitive advantage.
• Be a Buddy: We tap in from day one to help the team, we do the right thing even if it’s hard.
• Owners and Dates: We don’t chase people. If you own a task and agree to a date, the expectation is that it gets done.
• Feedback: We want our employees to flourish, so we regularly provide direct and constructive feedback.
• 4+ years' experience as an Analytics/Data Engineer or Data Analyst in a fast-paced environment (a start-up or scale-up)
• Strong analytical/ quantitative skills and able to cast business problems as analytical questions
• Willingness to “get your hands dirty” building, analysing, and maintaining complex datasets
• Experience in growth or marketing analytics is a plus
• Experience with a programming language like Python or R, and dashboarding software such as Looker or Tableau would be a plus
• Conviction to challenge assumptions and received wisdom
• Curiosity to learn and experiment
• Analytical, pragmatic, and tenacious character
• Comfortable owning outcomes with minimal direction

We welcome, consider and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

We try not to take ourselves too seriously (all the time) so we make sure our…