Senior Underwriter, Lex Property

Lex‑London has been delivering innovative insurance coverage and services for over 50 years, serving clients from Fortune 100 leaders to complex, smaller risks. As a leading surplus lines insurer, we use our unique flexibility in rate and form to benefit both traditional and the most challenging risks.

As a Senior Underwriting Specialist you will focus on maintaining and developing a profitable book of US Property business. This role is responsible for analysing and evaluating risks, recommending or deciding to accept, reject or modify risks and coverage conditions within delegated authority and in accordance with established underwriting guidelines to achieve underwriting profitability objectives.

Focus on US Property business underwritten from the London Market.

This level underwriter typically performs highly technical, complex assignments within their area of expertise.

Provides technical direction to management, less senior specialists, producers and claims adjusting personnel.

Communicates US Property risk appetite and NA Property Value Proposition to brokers and clients.

Accepts declines or modifies new and renewal submissions submitted by brokers. Identifies exposures and analysis required to underwrite an account, as well as the coverage policies and determines the exposures to loss assumed and restricted by the insuring agreements and the exclusions.

Manages a book of business and may participate in the formulation of the budget relative to regional budget/goals. Establishes new business production goals and submission flow relative to the book of business.

Collaborates with Distribution Territory Managers and other line(s) of business underwriters to target desirable accounts and cross‑selling opportunities from brokers while soliciting customer/producer input for improving and enhancing service.

Develops and implements pricing and negotiation strategy terms & conditions and deal structures with brokers and clients while maintaining the quality of the risk and NA Property strategy.

• Significant Property insurance experience, preferably US domiciled
• Knowledge of market segmentation, portfolio management, acquisition and distribution
• Established strong relationships with customers and intermediaries
• Demonstrated business savvy, analytical and quantitative skills
• Expert technical underwriting background
• Demonstrated sales, marketing and relationship‑building experience
• Positive, energetic, self‑motivated with strong interpersonal communication and presentation skills; well‑organized with strong negotiating skills
• Ability to work in a dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected category. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation please send an email to [contact email].