Underwriter, Insurance

Location: Greater London

** Job Type:
** Permanent
* * Build a brilliant future with Hiscox
** Hiscox London Market specialises in managing risk and focusing on our key areas of expertise and strength - all of which is underpinned by a culture that encourages us to challenge convention and always look for a better way of doing things. We insure the unique and the interesting and we search for the same when it comes to talented people.

Hiscox is full of smart, reliable human beings that look out for customers and each other. Everyone is encouraged to think creatively, challenge the status quo and look for solutions.
** About the Property division
** Our team of underwriters focus on Property lines across the London Market, ranging from Household, Commercial Property, Flood and Major Property. Methods of placement range from Binders and line slips, both digital and traditional, to direct and facultative, shared and layered open market placements. As a high performing, diverse team, we are always looking to challenge ourselves to deliver exceptional underwriting performance and quality.

This is a fantastic opportunity to join the Property Binders team as an Underwriter. The focus  will be on our High Value and Ultra-High Value Homes segment of the portfolio, contributing to this significant line of business within the London market which is part of the fabric of Hiscox, having been specialists in High Value Home underwriting since the 1960’s. In addition to this you will also contribute to underwriting across our vast commercial property products.

You’ll be part of a dynamic and established lead market, operating across multiple territories. If you like a challenge and work to high standards, this could be the role for you.
** What you’ll be doing in the role**- Management of binding authorities and broker relationships
- Underwriting of referrals at the box, in brokers offices or digitally
- Support the development of our products and refinement of our pricing
- Underwriting new and existing risks presented to Hiscox
- Support the development of our products and refinement of our pricing
- Develop new business across the US, Canada and Caribbean. International exposure is also beneficial.

- Support in further development of our underwriting system, control processes and reporting suite
- Attend client meetings and events to grow industry knowledge and sell the Hiscox brand
- Contribute to wordings and contract review process
- Support with portfolio management and business planning
- Conduct market and industry research to develop knowledge
** The Candidate
** We are looking for an individual who is highly analytical, driven and detail orientated with a passion for execution. You will need to be articulate and exhibit a track record of good decision making skills, working under pressure and to tight deadlines, with an ability to quickly understand problems and create and implement solutions. To succeed in this role, you need to be a team player, believe in achieving as a team and have empathy for others even in pressurised situations.
** Our requirements**- Previous High value home underwriting experience
- Previous delegated property experience- US / Canada experience preferred
- International underwriting experience is beneficial
- Experience as a lead market is favourable
- Strong mathematical literacy and interested in technical aspects of underwriting and pricing.

- A confident communicator with demonstrable communication skills both oral and written-  A strong track record of working successfully in a team-  An understanding of catastrophe models and their impact in writing single risks or a portfolio of risks would be favourable
- Have a keen interest in data analytics- ACII qualification or good progress towards- A natural innovator who always looks for a better way to service their customer
- Ability to prioritise work and manage effectively and accurately under pressure, ensuring that deadlines are met
** Diversity and flexible working at Hiscox
** At Hiscox we care about our people. We hire the best people for the job and we’re committed to diversity and creating a truly inclusive culture, which we believe drives success. We also understand that working life doesn’t always have to be ‘nine to five’ and we support flexible working wherever we can. No promises, but please chat to our resourcing team about the flexibility we could offer for this role.
* Work with amazing people and be part of a unique culture
* If you want to help build a brilliant future; work with amazing people; be part of a unique company culture; and, of course, enjoy great employee benefits that take care of your mental and physical wellbeing, come and join us.
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