Liability & Construction Underwriter

Location: London City Office (Hybrid – office full time during training, then Mondays & Fridays from home)

Salary: Dependent on experience and underwriting licence level

Contract: Full-time, Permanent

An exciting opportunity has arisen for an experienced Liability & Construction Underwriter to join our growing team at Folgate Underwriting Agency, based in our London City office.

Folgate Underwriting Agency Limited has been a recognised and trusted MGA since 1993. We combine traditional values with innovative underwriting, giving brokers access to long‑established, UK‑domiciled capacity providers. Our culture is supportive, inclusive, and focused on long‑term broker relationships and underwriting excellence.

This role is ideal for someone who thrives in a collaborative environment, enjoys building strong broker relationships, and is ready to contribute to a well‑established MGA with a long‑standing reputation in the UK market.

You will play a key part in underwriting new and renewal business within our Liability & Construction portfolio. Your responsibilities will include:

• Underwriting insurance risks in line with the Business Plan and your personal underwriting licence.
• Building and maintaining strong relationships with brokers, customers, and internal stakeholders.
• Using your expertise to help shape underwriting strategy, knowledge sharing, and best practice.
• Promoting the department and wider company to maximise brand presence and broker engagement.
• Ensuring full compliance with legal, regulatory, and internal underwriting standards.
• Staying up to date with market trends and demonstrating strong market cycle awareness.

We are looking for a motivated and commercially minded Liability Trading Underwriter with the drive to achieve targets and grow within an established team.

To be successful in this role, you will need:

• A minimum of 2 years’ underwriting experience with a focus on Construction & Liability.
• Strong knowledge of legal and regulatory requirements.
• Excellent organisational, prioritisation, and interpersonal skills.
• Confident negotiation and presentation abilities.
• Solid technical knowledge of the UK Liability & Construction market.
• A proactive, self‑motivated approach with the ability to work both independently and as part of a team.
• Proficiency in Microsoft Word, Excel, and Outlook is essential.
• A genuine desire to learn, develop, and progress your underwriting career.

We provide a competitive salary and benefits package, including:

• Salary negotiable depending on experience and underwriting license
• 25 days holiday plus bank holidays (rising to 27 days after 5 years).
• Company pension scheme.
• Healthcare cover after 3 years’ service.
• Death in Service life cover after 3 years’ service.
• Hybrid working after initial training.

Full benefits details are available on request.