Senior Financial Lines Facultative Underwriter

Title:

Senior Financial Lines Facultative Underwriter Company:

Everest Reinsurance Company Job Category:

Underwriting

Job Description:

About Everest Everest Group, Ltd. is a leading global reinsurance and insurance provider with nearly 50 years of underwriting excellence. Operating through subsidiaries across North America, Latin America, the United Kingdom, Continental Europe, and Asia-Pacific, Everest is recognized for its disciplined underwriting, robust risk and capital management, and long-term value creation.

Our success is driven by our people. We offer a collaborative and innovative culture supported by professional development opportunities, mentoring, continuing education reimbursement, flexible work arrangements, and colleague resource groups.

Job Summary Everest Reinsurance Company’s International Financial Lines Facultative Team is seeking a Senior Financial Lines Facultative Underwriter to be based in the London office. This senior role requires strong technical underwriting expertise, sound commercial judgment, and the ability to operate independently while managing complex Financial Lines facultative risks. The successful candidate will exercise underwriting authority within delegated parameters, prepare clear and well-supported underwriting reports and referrals, develop strong broker relationships, and contribute to portfolio strategy, profitability, and growth objectives.

Key Responsibilities Lead the underwriting and management of an assigned portfolio of complex Financial Lines facultative business, ensuring alignment with profitability, growth, exposure management, and risk appetite objectives.

Exercise independent underwriting judgment and make timely decisions within delegated authority, including clear documentation of pricing rationale, coverage position, terms, conditions, and referral considerations.

Review and analyze complex underwriting submissions, including financial statements, exposure information, loss history, policy wordings, program structures, and broker presentations to determine risk quality and suitability.

Determine appropriate pricing, attachment points, limits, retentions, terms, conditions, exclusions, and coverage structures in accordance with underwriting guidelines, market conditions, and portfolio strategy.

Prepare high-quality underwriting reports, risk summaries, referral notes, portfolio updates, and management reports with clear conclusions and recommendations.

Lead or support referrals, special acceptances, and complex underwriting recommendations to management or relevant approval authorities when risks fall outside delegated authority or require additional review.

Develop and maintain strong relationships with brokers and intermediaries, representing the company professionally in the London and international Financial Lines markets.

Identify and develop new business opportunities in line with departmental strategy, underwriting appetite, and long-term profitability objectives.

Monitor portfolio performance, premium development, loss activity, aggregation, renewal outcomes, and market trends to identify opportunities, emerging issues, and corrective actions.

Contribute to business planning, portfolio reviews, strategic initiatives, and management discussions by providing underwriting insights, production updates, and data-driven observations.

Collaborate with internal stakeholders, including Claims, Actuarial, Accounting, Product, Legal, Compliance, and Operations, to support disciplined underwriting and effective portfolio management.

Ensure underwriting files are complete, accurate, and compliant with internal documentation standards, including clear records of analysis, approvals, pricing rationale, and final terms.

Maintain a strong…