Underwriter Property & Casualty

About DUAL Working across 21 countries, DUAL has built a reputation as a specialist underwriting group and the market of choice for insurance intermediaries around the world. That’s how we have become one of the world’s largest international underwriting agencies (or MGAs) with US $3.4bn GWP.DUAL is part of Howden, a leading global insurance group with employee ownership at its heart.

Founded in 1994, it provides insurance, reinsurance and underwriting services to clients ranging from private individuals to the largest multinational companies. The Group operates in 57 countries, employs over 24,000 people and manages premiums totalling US $50bn on behalf of its clients.

Commercial Property & Casualty Underwriter Introduction As  an Underwriter, you'll take ownership of your own broker panel, developing relationships, assessing risk and delivering underwriting solutions that support profitable growth. This is a market-facing opportunity to build your profile with brokers while making underwriting decisions across Commercial Property & Casualty business.

You'll work closely with underwriting and distribution colleagues to provide responsive, consistent service and help grow DUAL's regional presence. The role offers the opportunity to develop trading relationships, deepen technical underwriting expertise and contribute to a profitable portfolio through both new and renewal business.

What you'll be doing

You'll take responsibility for building broker partnerships while managing underwriting decisions across your panel. Success in the role comes from balancing relationship development, technical underwriting expertise and portfolio performance.

Manage and develop a panel of brokers, identifying opportunities to grow new and existing business relationships.

Assess risks, negotiate terms and apply underwriting authority to deliver appropriate underwriting solutions.

Underwrite renewal business in line with underwriting strategy, supporting portfolio retention and profitable growth.

Collaborate with underwriting and distribution colleagues to provide an effective service for brokers and customers.

Maintain accurate underwriting records, documentation and policy information, ensuring timely issuance and administration.

Contribute to continuous improvement activities, including file reviews, system testing, knowledge sharing and market development initiatives.

Who we're looking forWe're looking for someone who enjoys building professional relationships and making informed underwriting decisions. You'll be motivated to continue developing your technical expertise while contributing positively within a collaborative team environment.

Essential requirements

Experience underwriting Commercial Property & Casualty business or working within a related insurance environment.

Evidence of developing and maintaining broker or intermediary relationships to support business growth.

Ability to assess risk, make underwriting decisions and negotiate commercial outcomes.

Effective communication skills with the ability to build credibility with brokers, customers and colleagues.

Analytical approach to reviewing information and identifying solutions that meet underwriting requirements.

Ability to prioritise workloads, respond to changing business needs and work collaboratively with others.

Desirable experience

Experience managing or supporting a broker panel.

Exposure to regional insurance markets and broker trading environments.

Experience using underwriting systems, technology platforms and digital underwriting tools.

What do we offer in return?

A career that you define.

Of course, we offer a competitive range of rewards and benefits to support you, but we know you expect all that. What you might not expect is a job where everyone…