Regulatory Licensing Officer

About Us

3S Money is reinventing international business banking. Founded in 2018, our mission is to help growing businesses send, receive, and exchange money in over 190 countries. With offices in seven countries and over 200 employees, you’ll be joining a high‑energy, high‑impact team that has achieved profitability and has a wealth of opportunity ahead.

At 3S Money, we believe in caring personally, staying curious, and making an impact through collaboration, not competition. Our culture is genuinely transparent, with minimal hierarchy and a strong commitment to each employee’s professional growth.

We are seeking a highly motivated Regulatory Licensing Officer to support the firm's regulatory licensing activities across multiple jurisdictions and contribute to the ongoing development of its regulatory and compliance framework.

The successful candidate will play a key role in supporting licence applications across payments, e-money, digital assets, and other regulated financial services activities. This role is suited to a hands‑on professional who can manage multiple priorities, collaborate effectively across functions, and help ensure regulatory requirements are translated into practical business outcomes.

• Support the preparation, submission, and ongoing management of regulatory licence applications, registrations, notifications, variations, and extensions across multiple jurisdictions.
• Assist with EMI, Payment Institution, Virtual Asset, Digital Asset, and other financial services licence applications with regulators across the UK, EEA, APAC, and other relevant jurisdictions.
• Conduct regulatory research and support feasibility assessments for new products, services, and market expansion opportunities.
• Prepare high‑quality application materials, regulatory responses, supporting documentation, and evidence packs.
• Coordinate input from Compliance, Legal, Risk, Operations, Product, Finance, and other stakeholders to support regulatory submissions.
• Project manage and track application milestones, regulatory commitments, approval conditions, and post-authorisation requirements.
• Provide regular reporting and updates to management and the Board of Directors on licensing activities, timelines, and regulatory risks.

• Support interactions with regulators, competent authorities, and external advisers, including coordinating meetings, information requests, submissions, and regulatory correspondence.
• Maintain accurate records of regulatory communications, commitments, and key actions.
• Develop effective working relationships with internal and external stakeholders involved in licensing and regulatory projects.
• Support responses to regulatory enquiries and requests for information relating to licence applications.

• Help draft, review, and coordinate the establishment of compliance policies, procedures, standards, and governance documentation for the licence applications.
• Translate regulatory requirements into practical internal policies and operational guidance.
• Support the ongoing maintenance and enhancement of compliance policies, procedures, standards, and governance documentation across the group

• Maintain licensing registers, authorisation records, pas sporting notifications, regulatory obligations, and key regulatory deadlines.
• Monitor compliance with licence conditions, commitments, and regulatory reporting requirements.
• Support the preparation of management information, regulatory reports, governance committee materials, and internal updates.
• Track developments across relevant regulatory frameworks, including…