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Product Manager, Secure and Exchange

Job in London, Greater London, W1B, England, UK
Listing for: Checkout Ltd
Full Time position
Listed on 2026-05-16
Job specializations:
  • Security
    Cybersecurity, Information Security & Data Protection
Salary/Wage Range or Industry Benchmark: 60000 - 80000 GBP Yearly GBP 60000.00 80000.00 YEAR
Job Description & How to Apply Below

Product Manager:
Secure & Exchange (Vault & Forward API)

This role owns one of 's most strategic bets: becoming the system of record for payment credentials, independent of acquiring. You will lead Vault and Forward API – the core infrastructure that enables PSP-agnostic architectures, network-token-first strategies, and the shift toward PAN-less commerce. This is a mini-GM role spanning product strategy, infrastructure, and commercial ownership.

What You'll Own Strategy & Commercial Ownership
  • Define and drive a 12–36 month strategy for Vault and Forward API
  • Own pricing, packaging, and revenue expansion (including standalone Vault deals)
  • Build and defend investment cases (cost‑to‑serve, scheme fees, unit economics)
  • Partner with Sales and Solutions to win enterprise, multi‑PSP merchants
Vault:
Credential Platform
  • Define core primitives: instruments, customers, tokens, multi‑instrument linking, metadata
  • Own PCI DSS 4.x posture and translate compliance into merchant value
  • Ensure first‑class integration with network tokens and account updater services
  • Drive interoperability with wallets, Flow, and broader  surfaces
Forward API:
Programmable Infrastructure
  • Own credential forwarding: source resolution, request construction, encryption, token injection, and response handling
  • Expand beyond fallback use cases (fraud tools, 3DS, loyalty, partner migrations)
  • Ensure reliability, latency, and observability on the critical payment path
  • Build debugging and visibility tools for developers
Developer Experience
  • Own the public API surface across Vault and Forward
  • Drive SDKs, documentation, and reference architectures
  • Reduce integration time from months to days
Cross‑Functional Leadership
  • Partner with Engineering to deliver reliably at scale
  • Align with Risk, Compliance, and Legal on PCI scope, regulation, and scheme changes
  • Work across Authentication, Routing, and other product teams to ensure seamless credential flows
What You'll Bring Product & Technical Depth
  • 5+ years in product management, including 3+ years in payments
  • Experience building developer‑facing APIs (REST, webhooks, idempotency, error design)
  • Strong technical fluency (OAuth, mTLS, encryption, system design trade-offs)
Payments Expertise
  • Deep understanding of the card stack (auth, capture, disputes, scheme economics)
  • Strong grasp of tokenisation (network, PSP, device‑based)
  • Familiarity with PCI DSS (ideally v4.x) and scope reduction
  • Experience with scheme programs (VTS, MDES, account updater)
Commercial & Execution Strength
  • Ability to own P&L inputs and pricing strategy
  • Data‑driven decision making with clear success metrics
  • Comfortable operating across product, engineering, sales, and compliance
How You Work
  • Customer‑obsessed with real merchant empathy
  • Clear communicator across technical and non‑technical audiences
  • High ownership with strong cross‑functional collaboration
Bonus
  • Experience building PSP‑agnostic vaults or forwarding layers
  • Exposure to regulated markets (EU, UAE, India, Brazil)
  • Familiarity with emerging models (e.g. agentic commerce)
  • Industry presence (writing, speaking, or scheme participation)
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