Senior Software Engineer II Payin Platform Backend; Java)

About the role:

We are looking for a talented Senior Software Engineer to join our Payin Platform team in the London office. This team owns layer that powers how money enters Wise. The platform sits between our product teams (Transfer Acquiring Payment and any new product that needs to take money in) and the payment methods we support (Cards Apple Pay Google Pay Balance Bank Transfer PISP UPI Direct Debit and more).

What will you be working on

Rather than owning a single payment method we build the Payin Session and Payment abstractions that let every product integrate a payment method once and scale to millions of transactions without re-solving the same problems.

This is a high-volume high-leverage platform role: the systems you build are used by many teams across the company so correctness reliability and thoughtful API design matter enormously.

Qualifications :

What do you need:

• 5 years of experience in Java Kotlin Python or Go

• Strong experience with Spring framework relational databases distributed and concurrent systems (Kafka)

• Great cross-team communication - Can discuss and champion complex technical topics with a wide and varied audience from fellow engineers to non-technical stakeholders across lots of teams.

• You enjoy writing testable code and you have experience in testing strategies such as unit testing integration testing

• You believe in and follow best coding practices code reviews and open feedback

• You have great communication skills and the ability to articulate complex technical concepts to non-technical audience

• You strive to improve our team culture and processes

• A strong product mindset and passion for customer experience you prioritise work with the customers in mind and make data-driven decisions to fix customer pain-points

• Being able to work independently on customer problems is a key to success - you take responsibility and end-to-end ownership of your projects: drive and own them to make sure we hit the goals we want to achieve

Additional Information :

Interested Find out more:

• How we work a practical guide

• DEI @ Wise

• Wise Tech Stack (2025 update)

• See what its like to work at Wise London!

• Our Engineering career map

• Wise Engineering do we offer:

  • Starting salary: 111K - 145K GBP RSUs

  • Wise Benefits

  #LI-AB3 #LI-Hybrid

  For everyone everywhere. Were people building money without borders without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

  Were proud to have a truly international team and we celebrate our differences.
  Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

  If you want to find out more about what its like to work at Wise visit .

  Keep up to date with life at Wise by following us on Linked In and Instagram.

  Remote Work :

  No

  Employment Type :

  Full-time

  Experience: years
  Vacancy: 1