Senior Fullstack Engineer Servicing, FinCrime

About the role:

At Wise were on a mission to make financial services faster simpler and more accessible for everyone. But to achieve our mission we also need to safeguard our platform against financial crime and ensure our customers money is safe.

For our customers using Wise is as simple as sending money from A to

B. Yet behind our app and website is a complex engine that must navigate strict regulatory requirements worldwide. The Customer Risk Assessment team is at the absolute core of this effort. We are building the centralized platform that gives Wise deep visibility into any customer and their associated financial crime (fincrime) risk. By tying together all fincrime topologies into a unified view we empower teams to make fast accurate decisions.

Your mission will be to help build out this centralized platform tying complex risk signals together while also owning the common components of risk mitigation. You will directly impact how Wise scales its compliance operations enabling us to move with speed and confidence without ever compromising on the safety of our customers.

How we work:

Were a cross-functional team of backend and frontend engineers working hand-in-hand with Product Managers Analysts and Designers. Collaboration is at the heart of what we do. We value ownership open feedback and a commitment to building stable scalable systems while embracing fast-paced learning and iteration.

We operate with a belief in automation programmatic implementation and reusable design. Were looking for engineers who can step back and think holistically about the entire fincrime ecosystem but also follow through and help implement the design. You wont just be handed a list of Jira tickets; you will be expected to understand the underlying problems challenge the proposed solutions and propose simple effective solutions that protect our customers money.

Qualifications :

What will you be working on:

Youll be having a real-world impact by building the systems that enable Wise to evaluate customer risk globally. Specifically you will:

• Build the full stack:
  Design develop and deploy resilient backend microservices in Java (Spring Boot) and build intuitive accessible frontends using React and Type Script.

• Create a 360-degree risk view:
  Build the centralized tools that aggregate data across multiple fincrime topologies giving our teams full visibility into customer risk profiles.

• Drive risk mitigation:
  Own and develop the common components of our risk mitigation handling ensuring our Servicing Agents have scalable standardized workflows.

• Scale operations:
  Break down complex bottlenecks in our servicing and compliance processes delivering adaptable platform solutions that other Wise product teams can evolve to fit their specific needs.

• Take ownership:
  Take full ownership of the product journey from identifying a problem and empathizing with stakeholders to creating an execution plan and shipping it to production.

What do you need:

• Solid Backend
  
  Experience:
  
  You have a strong engineering background in Java or other JVM languages

• Frontend
  
  Skills:
  
  You have experience building performant responsive web applications using React and Type Script/JavaScript.

• High Coding Standards:
  You are well-versed in writing clean scalable and testable code. You understand test coverage best practices the test pyramid concept and the value of code reviews.

• Systems Architecture Knowledge:
  You have experience designing and implementing distributed concurrent systems and understand the tradeoffs between stateful/stateless and synchronous/asynchronous architectures.

• Product Mindset:
  You have the ability to break down complex projects into incremental milestones that deliver immediate customer value. The customer is at the heart of everything you do and this empathy drives your decisions.

• Great Communication:
  You thrive in a collaborative environment and can articulate complex technical concepts to a non-technical audience or distributed cross-functional peers.

Additional Information :

Interested Find out more:

• How we work a practical guide

• DEI @ Wise

• Wise Tech Stack (2025 update)

• See what its like to work at Wise London!

• Our Engineering career map

• Wise Engineering do we offer:

  • Starting salary: 87K - 111K GBP RSUs

  • Wise Benefits

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  For everyone everywhere. Were people building money without borders without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

  Were proud to have a truly international team and we celebrate our…