Mortgage Loan Officer Texas

Join Regions Bank as a Mortgage Loan Officer in Texas.

At Regions, the Mortgage Loan Officer directs the origination of residential mortgage loans from a borrower through a branch network.

• Complete mortgage applications for submission to the loan processing and underwriting departments.
• Evaluate loan requests, analyze financial data, and determine qualification of collateral and customer credit history.
• Maintain contact with loan customers, communicating progress of loan and obtaining required documentation.
• Structure loans to comply with acceptable lending practices and Federal regulations.
• Establish a detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, and contact frequency.
• Answer customer calls and walk‑in customers to discuss loan products and qualification information.
• Make sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business.
• Cross‑sell other bank products and services.
• Read surveys and appraisals, and take necessary steps to correct encroachments and violations.
• Participate in networking through professional, business, and community organizations to promote and market loan products.

This position requires the tracking of time and is eligible for overtime for hours worked in excess of 40 per week. The role is commission‑based; associates historically earn total compensation averaging $20,000 – $100,000+ per year. Actual compensation varies based on location, performance, and production.

• High School Diploma or GED.
• One (1) year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners in the market including realtors, builders, and financial planners.

• Bachelor’s degree.
• Prior Mortgage Loan Officer experience.

• Good organizational skills.
• Knowledgeable of mortgage products, systems, terminology, tax requirements, down payment assistance programs, etc.
• Knowledgeable on agency and investor regulations and guidelines.
• Must be able to build and maintain internal and external relationships to deliver high levels of service.
• Must be able to multi‑task competing priorities and meet tight deadlines.
• Proficient in Microsoft Office products.
• Sales acumen.
• Strong written and verbal communication skills.

• Paid vacation/sick time.
• 401(k) with company match.
• Medical, dental, and vision benefits.
• Disability benefits.
• Health savings account.
• Flexible spending account.
• Life insurance.
• Parental leave.
• Employee assistance program.
• Associate volunteer program.

Greenway Plaza, Houston, Texas.

Regions Bank is an Equal Opportunity Employer/including Disabled/Veterans.