Underwriter II, Excess Casualty, Commercial

Large companies with complex risks turn to AXA XL for Commercial Umbrella and Excess Liability coverages to protect their assets in the event of catastrophic losses beyond the limits of their primary insurance program or self‑insured retention (SIR).

AXA XL’s Large Commercial Excess Casualty business unit offers Umbrella and Excess Liability coverage to North American based Insureds with typically >$1B in revenue. Underwriting teams are based throughout the United States. We have a vast appetite for risk with a portfolio that includes clients in manufacturing, hospitality, real estate, retail, services, technology, and many more.

As an Underwriter II, you will be responsible for delivering a profitable ‘Underwriting’ service to your clients. You’ll be joining an established team of senior underwriters as a part of AXA XL’s West Zone.

What will your essential responsibilities include?

• Reviewing submissions including applications, policy wording, inspection reports, loss runs, and financial reports while conducting appropriate research to determine degree of risk for each account.
• Underwriting business within the agreed business plan and individual authority. Calculating appropriate risk premium by considering the risk costs inherent to the sector, program structure, and general administration costs while ensuring profitability.
• Proactively advising, assisting, servicing, and following up with clients on insurance and risk management matters to ensure satisfaction and fulfillment of their insurance requirements.
• Effective relationship management to initiate opportunities for cross‑selling offered products and ensuring account retention.
• Controlling timely implementation of new and renewed accounts according to quality standards.
• Reviewing loss control reports and managing policy endorsement requests to process any necessary changes to the policy.
• Supporting the business planning and forecasting process; monitoring financial exposure within outlined limits; monitoring premium income to ensure it remains within set limits.

You will report to Head of West Excess Casualty.

We’re looking for someone who has these abilities and skills:

Desired

Skills and Abilities:

• Bachelor’s Degree (or equivalent)
• Moderate to extensive experience in the relevant class of business, possessing functional knowledge and skills reflective of a fully competent practitioner.
• Robust Industry Knowledge and Commercial/Business Acumen.
• Analytical, negotiation and sales/marketing skills
• Excellent written and oral communication skills. Excellent customer service focus is a must.
• Interpersonal Savvy - Demonstrated ability to build and maintain robust insured and broker contacts.
• Ability to develop and understand business processes, strategy, and planning
• Collaborative team player who provides creative solutions and ideas for resolution.

AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid‑sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it.

By combining a comprehensive and efficient capital platform, data‑driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business – property, casualty, professional, financial lines and specialty.

With an innovative and flexible approach to risk solutions, we partner with those who move the world forward.

Learn more at

AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential.

It’s about helping one another — and our business — to move…