Director of Finance

We’re DF Capital – a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses. Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions. We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank.

Whether it’s flexible lending structures or straightforward savings options, we focus on what matters most to our customers. In 2025, we launched DF Capital Retail Finance – a subsidiary of DF Capital Bank Limited – to offer specialist hire purchase solutions to retail customers. Our goal is simple: to do the absolute best for our customers, our communities, and each other.

THE ROLE:

The Director of Finance has end-to-end responsibility for the Bank’s core finance activities, covering core Financial Control and internal and external reporting alongside specialist areas including Treasury Accounting, Tax, Impairment Provisions, EIR and Finance Change. The role ensures the integrity of the Bank’s financial information and reporting, a strong control environment, and compliance with accounting, regulatory and statutory requirements. The role will provide hands-on technical expertise with the ability to lead change, improve processes, and support the Bank’s growth and transformation agenda.

Responsibilities:
Financial Control Management Accounts and Monthly Reporting Financial Reporting and Statutory Accounts Treasury Settlements & Banking Operations Treasury Accounting Effective Interest Rate (EIR) Impairment Provisions Tax Change, Systems & Transformation Leadership & People Our Ideal Candidate:
Qualified accountant (e.g. ACA, ACCA, CIMA or equivalent). Strong knowledge of IFRS, particularly financial instruments, impairment, and EIR. Proven track record in financial control, statutory reporting, and audit management. Experience leading a finance function or senior finance team, ideally within a bank or regulated financial services firm. Ability to balance strategic oversight with hands-on delivery.

Experience of leading finance change initiatives, including systems or process transformation. Clear, confident communicator able to explain complex financial matters to non-financial stakeholders. Strong written and presentation skills, particularly for Board and senior management audiences. Desirable:

Experience of treasury accounting within a financial services environment. Good understanding of tax matters relevant to banking Ability to operate credibly at senior leadership and Board level while remaining hands-on where required Personal Attributes:
Strong attention to detail, disciplined, and highly organised. High integrity and commitment to a strong control environment. Able to operate confidently at Board level while remaining hands-on when needed. Comfortable leading through ambiguity and driving improvement rather than maintaining the status quo Collaborative and effective at building relationships across the business. Thrives in a fast-moving, evolving environment with competing priorities.