AmeriCredit Sr Credit Analyst

Ameri Credit Sr Credit Analyst I Job Description

Why Ameri Credit?
We’ve spent the past 30+ years creating a culture that’s second to none in the auto finance industry. Ameri Credit is a division of GM Financial, a Fortune 50 company. Our culture prioritizes employee development, diversity, equity, inclusion, and professional growth.

• Analyze credit data to determine the degree of risk involved in extending credit.
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws.
• Develop sufficient dealer relationships that ensure volume objectives and credit quality.
• Drive to capture automotive finance contracts that meet Ameri Credit profitability criteria for pricing and performance.

• Analyze credit data to determine the degree of risk involved in extending credit.
• Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws.
• Develop sufficient dealer relationships that ensure volume objectives and credit quality.
• Drive to capture automotive finance contracts that meet Ameri Credit profitability criteria for pricing and performance.

• Motivated to perform outbound telemarketing calls to the dealer customer.
• Knowledge of sales, credit, and funding processes in consumer finance.
• Fearless negotiation and sales skills necessary to develop and maintain productive dealer relationships.
• Effective communication skills including verbal, written, and presentation.
• Innovative thinker with strong ability for strategic vision.

• High School Diploma or equivalent required.
• 2-3 years of underwriting/sales in the automotive industry preferred.

Generous benefits package available on day one to include: 401K matching, bonding leave for new parents (12 weeks, 100% paid), tuition assistance, training, GM employee auto discount, community service pay, and nine company holidays.

An environment that welcomes innovative ideas, fosters integrity, and creates a sense of community and belonging.

Competitive pay and bonus eligibility.

Flexible hybrid work environment, 2-days a week in office.