Compliance Underwriter

Job Title

Compliance Underwriter

The Compliance Underwriter is responsible for conducting compliance reviews within the TRID 3.0 and TRID 1.0 scopes to ensure adherence to federal and state regulatory requirements and guidelines. This role involves compliance underwriting, due diligence, portfolio analysis, and various compliance review projects. As a Transactional Employee, you will work on an 'as needed' basis with potential variability in work hours depending on client needs.

• Review and analyze loan data from mortgage documents, including Mortgage, Note, Right of Rescission, Loan Estimate, Closing Disclosure, Good Faith Estimate, 1003, and appraisal.
• Ensure completeness and accuracy in reviewing Hud-1, Closing Disclosures, Loan Estimates, TIL, and other mortgage disclosures.
• Capture settlement fees for state and federal testing.
• Identify potential issues in the underwriting administrative process and compliance irregularities within the loan file.
• Manage personal workflow to meet daily volume and quality targets.
• Evaluate the disclosure process, ensuring proper delivery, timing, verbiage, and completeness of all State and Federal documentation.

• Proficient in reviewing TRID loans originated Post 10/3/2015, with the approved 1.0 Scope and/or 3.0 Scope.
• Strong knowledge of TRID Documents.
• Excellent time management and communication skills.
• Ability to work in a fast-paced, metrics-driven environment.
• Strong analytical and problem‑solving skills.
• Proficient knowledge of Microsoft Office Suite, including Word, Excel, and PowerPoint.

• High School Diploma or GED required;
  Associate/Technical Degree preferred.
• 1‑3 years of experience in any area of the residential mortgage industry with familiarity with mortgage origination documents.
• Experience in compliance reviews preferred.
• Commitment to customer service and satisfaction.
• Ability to prioritize multiple objectives to meet client deadlines and department goals.
• Commitment and ability to cultivate a diverse and inclusive work environment.

Permanent position based out of Madison Heights, MI.

The pay range for this position is $49,920.00 - $64,480.00/yr.

Benefits include:

• Medical Plans – 2 different plans offered
• Goodpath – available at no cost if enrolled in a Covius medical health plan (Virtual care for pain, stress, sleep, etc.)
• Health Savings Account – tax free savings account (Eligible if enrolled in a medical health plan)
• Dental – 2 different plans offered
• Vision – one plan offered
• Life and Disability – company paid employee basic life and AD&D insurance (Supplemental life and/or AD&D coverage available for purchase)
• Supplemental Insurance – accident, hospital indemnity, and/or critical illness supplement insurance available for purchase
• Medicare – free online resources for anyone who is Medicare‑eligible
• Employee Assistance Program – 24/7 access to life assistance resources at no cost
• 401(k) Retirement Savings – up to 3% company match, fully vested in company contributions after 1 year (Eligibility for TEs goes into effect on the 1st of the month after 30 days of hire)

Final date to receive applications:
Jan 7, 2026.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.