Personal Lines Underwriter

Rural Mutual Insurance is seeking a detail-oriented Personal Lines Insurance Underwriter to join our growing team and support our Homeowners and Personal Auto lines of business. This hybrid role based in Madison, WI involves evaluating risk, making underwriting decisions, and collaborating with agents and internal teams to ensure compliance with company guidelines. If you're ready to grow with a company that values teamwork and your expertise — apply today!

• Evaluate risk for acceptance, rejection, or modification in compliance with underwriting guidelines for Homeowners and Personal Auto policies.
• Review agent requests for exceptions to underwriting standards and provide timely decisions.
• Assess incoming policy change requests and determine appropriate action.
• Analyze risk alerts from claim adjusters and decide on renewal impacts.
• Respond promptly to emails, phone calls, and correspondence from agents, assistants, and internal staff.
• Manage daily, weekly, and monthly underwriting tasks via workbench systems.
• Make decisions within your letter of authority and follow department service standards.
• Provide input on product development and underwriting procedures.
• Perform other duties as assigned.

• Required 2+ years experience working in an insurance underwriter role, preferably in personal lines.
• Associate degree or equivalent from a two-year college or technical school.
• Strong team player.
• Self-motivated with the ability to work independently and multitask.
• Demonstrated proficient personal computer skills, with working knowledge of Microsoft Suite.
• Additional education in insurance or other industry-related coursework is preferred.
• Interest in pursuing additional education in the insurance industry.
• Bilingual abilities (Spanish, Hmong, etc.) are a plus.

$55,000 - $70,000 yearly