Software Engineer II, Backend; Identity Decisioning

Software Engineer II, Backend (Identity Decisioning)

Join us to help build more honest credit by creating a world‑class identity engineering platform at Affirm
.

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Identity Engineering owns the systems responsible for onboarding all consumers and managing their authentication and verification journeys across our product surfaces. In this role you will need to gain a deep understanding of the business, product, and engineering context, and use that context to own and deliver high‑availability, low‑latency systems on the critical paths for all of our products.

• With guidance from your tech lead and manager, break larger projects into tasks, deliver them in phases, and collaborate with others to ensure timely delivery.
• Collaborate with product management, design, and analytics through ideation, articulating technical constraints, and partnering on decisions that consider risks and trade‑offs.
• Support operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and participating in on‑call duties.
• Contribute to team community by engaging in growth and development activities such as the interview process.

• 1.5+ years of experience as a software engineer.
• Experience designing, developing, and launching backend systems and proficiency in Python or Kotlin.
• Familiarity with distributed system building blocks, and technologies such as AWS, MySQL, and Kubernetes.
• Ability to translate a simple problem or business scenario into a solution that interacts with multiple components and write clear, well‑tested, extensible code.
• Comfort navigating a large code base, debugging others’ code, and providing constructive feedback through code reviews.
• Ownership of personal growth and proactive feedback seeking from team, manager, and stakeholders.
• Strong verbal and written communication skills for collaboration with our global engineering team.
• A Bachelor’s degree in a related field or equivalent practical experience.

Employees new to Affirm typically come in at the start of the pay range. The base pay range is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness, and tech spending, and benefits.

USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 – $210,000

USA base pay range (all other U.S. states) per year: $142,000 – $192,000

Affirm is proud to be a remote‑first company. The majority of roles are remote and can be worked from anywhere within the country of employment. Some roles may occasionally require work out of an assigned office.

• Health care coverage –
  Affirm covers all premiums for you and your dependents.
• Flexible Spending Wallets – generous stipends for technology, food, lifestyle needs, and family expenses.
• Time off – competitive vacation and holiday schedules for rest and recharge.
• ESPP – an employee stock purchase plan enabling you to buy shares of Affirm at a discount.

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking “Submit Application,” you acknowledge that you have read Affirm
’s Global Candidate Privacy Notice and freely give informed consent to the collection, processing, use, and storage of your personal information as described therein.