RPMG:Cluster Portfolio Manager - Bharat Banking Loans

RPMG:
Cluster Portfolio Manager â€' Bharat Banking loans
INTERNAL USAGE:
No. of Vacancies:

Reports to:

Circle Portfolio Manager       Is a Team leader     Y     Team Size:
Grade:
SM       Business:
Retail Banking     Department:
Retail Portfolio Management Group     Sub   -   Department:
Bharat Banking Loans

Location:

PAN India       About Retail Portfolio Management Group       The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank       About        the
Role       The Cluster Portfolio Manager handles multiple centers which handles commercial business loans. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank       

Key Responsibilities
Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement
Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level
Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets
Ensure adherence to the set process and audit requirements in place
Ensure minimum forward flow from the buckets
Create a performance oriented environment leading to high employee motivation and productivity
Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank

Qualifications
Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:
For successful execution of the job, the candidate should possess the following:
Knowledge and understanding of collections and market dynamics.
Knowledge of regulatory guidelines and norms
Good communication (both verbal and written) skill in both English and the local language.
Ability to manage complex client situations.
Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment.
Ability to handle pressure and meet deadlines