Transaction Monitoring; TM) Design SME

Position: Transaction Monitoring (TM) Design SME
Location: Otham

Our client is a leading British bank. The Transaction Monitoring (TM) Design SME will operate within the second line of defence, providing deep Financial Crime subject matter expertise across the end-to-end TM ecosystem. You will work across the end-to-end TM lifecycle, spanning global businesses, systems, controls, and processes, to design effective, risk-based TM controls and enhance existing controls where required.

You will translate regulatory expectations, policy requirements, risk principles and control objectives into clear, practical and implementable design solutions, that strengthen control effectiveness, support sustainable delivery and drive measurable Financial Crime risk reduction. This is a strong opportunity to join a team shaping the future design of Financial Crime controls across the bank. You will work on complex, high-impact issues, partner with experienced stakeholders across Compliance, business, technology, data and change teams, and help deliver practical improvements to the Bank's Financial Crime control environment.

To be successful as a TM Design SME, you should have the following:
Regulatory and Risk Expertise:
Advanced expertise in UK and international AML/Financial Crime regulatory requirements, regulatory expectations, industry guidance and emerging risk typologies, with the ability to interpret complex requirements and translate them into practical, risk-based TM control designs. TM Control Design Expertise:
Proven ability to design, optimise and govern TM controls, translating Financial Crime risks into effective system and control requirements, and experience embedding compliance-by-design principles. Demonstrable experience shaping TM design across complex programmes and control environments, managing interdependencies, identifying design risks, providing effective challenge, and supporting pragmatic, risk-based solutions that embed compliance-by-design principles. End-to-End TM SME Expertise:
Deep practical expertise across the end-to-end TM ecosystem, including TM Risk Assessment, Detection, Alert Management, Investigations, risk decisioning and control effectiveness, with a strong understanding of how TM interacts with Customer Due Diligence, Screening, Intelligence, Investigations and Exits. Requirements and Target State Design Expertise:
Ability to define, review and challenge business, risk and control requirements, design artefacts and target state solutions, ensuring clear traceability from regulatory expectations and risk drivers through to control outcomes and delivery. TM System Knowledge:
Strong understanding of TM systems, data flows, workflows and technology architecture, with knowledge of technology solutions that support TM controls and experience contributing to technology-enabled control design. Other highly valued skills include:
Broader Financial Crime exposure to Sanctions, Anti-Bribery and Corruption, Anti-Tax Evasion and other Financial Crime risk areas. Effective communication and stakeholder management skills. You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills. This role will be based out of our London/Glasgow office.

Purpose of the role To support the organisation, achieve its strategic objectives by the identification of business requirements and solutions that address business problems and opportunities. Accountabilities Identification and analysis of business problems and client requirements that require change within the organisation. Development of business requirements that will address business problems and opportunities. Collaboration with stakeholders to ensure that proposed solutions meet their needs and expectations.

Support the creation of business cases that justify investment in proposed solutions. Conduct feasibility studies to determine the viability of proposed solutions. Support the creation of reports on project progress to ensure proposed solutions are delivered on time and within budget. Creation of operational design and process design to ensure that proposed solutions are delivered within the agreed scope. Support to change management activities, including development of a traceability matrix to ensure proposed solutions are successfully implemented and embedded in the organisation.

Vice President Expectations To contribute or set strategy, drive…