Motor Underwriter - Mid Market

Location:

Maidstone, England.
Sector:
Insurance.
Salary: £30,000.00 to £40,000.00 per annum.
Benefits:
Competitive benefits package.

Location – Maidstone, 3 days per week.

Salary – Circa £40,000 (Depending on experience).

IPS Group are working with a leading insurer within the UK commercial market, to appoint an experienced Motor Underwriter to join its well-established London-based trading team. This is an exciting opportunity to work within a specialist commercial division focused on Mid-Market and Mid-Corporate business, managing and developing an existing portfolio of commercial fleet business, delivering profitable underwriting results while building strong broker relationships and driving portfolio performance.

• Profitably underwrite and manage an existing commercial fleet portfolio within delegated authority levels.
• Assess fleet risks, review policy coverage and determine appropriate pricing and terms.
• Utilise underwriting tools, appetite guides and technical expertise to support sound decision-making.
• Develop strong relationships with brokers through regular engagement and market presence.
• Negotiate effectively to secure profitable outcomes while meeting customer needs.
• Manage larger and more complex cases, providing technical underwriting solutions.
• Monitor account performance, retention rates and loss ratios.
• Identify and address underperforming accounts through targeted action plans.
• Collaborate with internal underwriting and technical teams to deliver best-in‑class service.

The ideal person for this opportunity will have experience Underwriting Commercial Fleet Business with strong technical knowledge across the Commercial Insurance market.

• Excellent trading and negotiation skills with a commercial mindset.
• Experience developing and maintaining successful broker relationships.
• Strong analytical and numerical capabilities with the ability to assess risk and portfolio performance.
• Cert CII or Dip CII qualifications would be advantageous but not essential.