Credit Risk Analyst

📍 𝗣𝗹𝗮𝗰𝗲𝗺𝗲𝗻𝘁:
Manado, North Sulawesi

• 1. Bachelor’s degree in any major
• 2. Minimum 5 years of experience in a same or similar position in the Heavy Equipment industry
• 3. Proficient in MS Office (Word, Excel, PowerPoint)
• 4. Conversational English proficiency, both spoken and written
• 5. Strong negotiation, financial analysis, and risk assessment skills
• 6. Willing to travel across North Sulawesi for business trips

• 1. Negotiate and manage contract signing, assist with equipment delivery, and collect insurance and warranty documents after delivery
• 2. Conduct on-site credit investigations, analyze client financials, and prepare credit risk reports for internal approval
• 3. Manage rent collection and overdue cases, coordinating with law firms and external agencies to recover equipment when necessary
• 4. Prepare business and financial analysis proposals in English
• 5. Analyze financial statements, ratios, and business flows to support credit decisions