Officer - Loans & Islamic Operations

Bank ABC seeks to recruit an Officer in the Loans & Islamic Operations Department based in our head office, in Bahrain.

The Job Officer will be responsible for undertaking designated activities within the department to ensure service standards are achieved and risks managed. Be responsible for carrying out a range of demanding clerical, reconciling, data administration and control / monitoring services and duties, in order to ensure timely delivery of a quality service to clients, other Bank ABC units and departments in line with agreed service standards and within budgets.

The job holder will support in:

• Timely and accurate delivery of all requested projects and initiatives ensuring these are within specification and budgeted costs.
• Carrying out a range of demanding clerical, data input, reconciliation, data administration and monitoring services, ensuring that the work is completed accurately, on time and in adherence to all specified Bank processes, procedures, standards, SLA, and relevant external regulations.
• Identifying and suggesting improvements to new and existing processes / procedures / systems and the way in which the team operates to improve service quality and process efficiency.
• Maintaining up-to-date awareness of market conditions, bank products and services to ensure that best practice is adopted where required.
• Participating in the evaluation and implementation of new or upgrades to existing IT systems and new products including the performance of robust user testing in accordance with bank standards.
• Assisting in the preparation of reports and escalating irregularities to management and other regulating units/parties.
• Providing business support during weekends, bank holidays and other times when the Bank would usually be closed in Bahrain, but markets are open in other parts of the world.
• Responding to a range of demanding enquiries, clarifying customers and other departments/units understanding of the information being given.
• Undertaking duties at a similar or higher level as required.
• Undertaking delivery of designated activities in order to provide an effective service to other departments/units in accordance with agreed service standards.
• When required, support line management with the implementation of changes in own work area.

• 1-2 years of experience in more than one area of the following (Agency, Participation, Islamic Products processing, Supply Chain products and Bilateral Loans Operations).
• Bachelor’s degree or qualification in the following fields Finance, Banking, Accounting, Business or Risk Management.
• Good understanding of Loans Syndication, Agency, Participation Corporate loans and Islamic products, services, operations, and technology gained from hands on experience in operational roles.
• Oral Communication:
  Uses clear, concise and jargon-free speech to explain products/services/procedures and resolve problems. Use effective telephone manners with customers/colleagues.
• Written Communication:
  Produces written responses to enquiries using appropriate wording. Produces clear and accurate written material.
• Self / Work Organization:
  Knows how to prioritize tasks and diarize effectively to achieve deadlines. When appropriate co-ordinates and allocates tasks, ensuring full and effective use of resources available.
• Keyboard / Software Applications:
  Has a thorough understanding of Microsoft Office software including Visio and systems appropriate to the role and can input and extract information to provide a variety of reports.
• Perceives changes as opportunities to learn and not threats.
• Sees change from the perspective of the customer.
• Team Player and Self-motivated who gains and develops skills set to meet challenging requirements.
• Excellent organizational skills and ability to work under pressure and proactively with minimum supervision.
• Strong time management and results orientation.