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Finance Associate

Job in Manchester, Greater Manchester, M9, England, UK
Listing for: Cobalt Recruitment
Full Time position
Listed on 2026-06-06
Job specializations:
  • Finance & Banking
    Financial Manager, Real Estate Finance, Finance Assistant, Corporate Finance
Salary/Wage Range or Industry Benchmark: 80000 - 100000 GBP Yearly GBP 80000.00 100000.00 YEAR
Job Description & How to Apply Below

I'm working with a residential developer and investor building stand-out homes across Greater Manchester and the North West. Founded in 2018, they are scaling towards delivering 200 homes per year by 2030 through a disciplined, margin-first model focused on quality, detail, and long-term value.

We’re now looking for a Finance Associate to join the growing team and play a key role in supporting the financial infrastructure behind that growth.

The Opportunity

This is a highly operational and commercially focused finance role where you’ll take ownership of development finance administration, lender coordination, covenant monitoring, and project appraisal governance across a portfolio of residential developments.

You’ll work closely with the Finance Manager and wider development team to ensure funding processes run smoothly, reporting is accurate, and financial risks are proactively managed.

This role would suit someone with experience in property finance, development finance, banking, or real estate lending who enjoys building systems, improving processes, and operating in a fast-paced growth environment.

Key Responsibilities
  • Manage the full debt application lifecycle across multiple SPVs
  • Coordinate lender submissions and maintain funding trackers
  • Monitor covenant compliance including ICR, LTV, and reporting deadlines
  • Act as the day-to-day contact for development lenders
  • Produce weekly loan book and debt reporting
  • Manage banking administration including account openings and KYC processes
  • Maintain and update project appraisals across the portfolio
  • Ensure finance documentation is organised, version controlled, and audit-ready
  • Identify risks, variances, and funding issues before they become problems
What We’re Looking For
  • Minimum 2 years’ experience within finance, banking, or property finance
  • Ideally exposure to residential development or real estate lending
  • Experience managing debt applications, facilities, or banking administration
  • Advanced Excel skills with the ability to build trackers and reports
  • Strong attention to detail and organisational skills
  • Confident communicator able to liaise professionally with lenders and stakeholders
  • A proactive, self-starting mindset with a process improvement approach
What Makes You Stand Out

You’re someone who:

  • Takes ownership and closes loops
  • Spots issues early and acts proactively
  • Builds efficient systems and reporting processes
  • Communicates clearly and professionally
  • Thrives in a scaling, entrepreneurial environment
  • Can prioritise across multiple projects and deadlines effectively
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Position Requirements
10+ Years work experience
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