Portfolio Lead - Financial Risk

Intact Insurance is the new name for RSA in the UK, Ireland, and across Europe. It’s a new name and a new way to do business. Backed by global expertise and a commitment to service that feels different, we’re focused on making insurance simpler, faster, and more responsive.

This role is based in London, Manchester or Birmingham.

• Work with the Financial Risk product owners to lead projects that ensure continuous development of Financial Risk products to meet customer requirements and respond to market opportunities.
• Respond to regulatory and legislative changes to ensure products, underwriting guidelines and licences manage the Commercial Lines (CL) appetite. Also oversee underwriting risk in the Financial Risk portfolio, including accumulation risk monitoring.
• Prepare reports and recommendations as required.
• Lead the technical capability, oversight and empowerment of the underwriting community across a specific CL portfolio, through development of appropriate training material and licence frameworks.
• Support underwriting and pricing of the most complex cases and develop the business capability in Financial Risk.

• Deliver the underwriting licence framework to ensure appropriate oversight and empowerment for profitable growth in the Financial Risk business.
• Extensive experience in Financial Risk Underwriting.
• Experience driving profitable growth through underwriting risk selection, product development and underwriting process development.
• Stakeholder management and relationship skills.

• Annual discretionary bonus
• Up to 11% pension contributions
• Hybrid working + flexible hours
• 25 days annual leave + bank holidays + buy/sell options
• Health & wellbeing + virtual GP
• Career development and mentoring
• Inclusive culture + employee networks
• Share investment options

As an Equal Opportunity and Disability Confident Employer, we ensure fair consideration for all applicants and offer interviews to all disabled candidates who meet the essential criteria.

We understand that everyone’s circumstances are different and are happy to explore flexible working options such as reduced hours or job shares to support work–life balance.

If you meet the core criteria but not every requirement, we’d still love to hear from you. Let’s explore how this role could support your next career step. If you need adjustments during the recruitment process, just let us know we’re here to support you.