Associate Director, Large Corporate Lending

• To manage debt relationships with high-value corporate clients and potential clients
• Provide support to the bank's senior management team in setting strategic direction
• Managing debt structuring risk across the organisation
• Collaboration with account managers to structure, recommend and fully implement relevant debt products and services to existing and potential clients
• Management of debt structuring, including oversight of colleagues and their performance
• Implementation of departmental goals and objectives, oversight of department efficiency and effectiveness
• Relationship management of debt structuring stakeholders
• Management of key stakeholder relationships within target companies
• Monitoring the financial performance of each transaction completed as well as the wider debt structuring department
• Conducting thorough market research to understand market trends, competitive landscape, and regulatory changes
• Advising and influencing decision making
• Contributing to policy development and taking responsibility for operational effectiveness

• Proven credit analysis experience & structuring skills
• Proactive ability to analyse and interpret financial statements and to research internal and external market data sources
• Ability to work in dynamic environment often to tight timelines
• Be a team player, but at the same time, is able to work under own initiative
• Excellent written and oral communication skills including presentation skills with experience of presenting to both internal and external stakeholders
• Understanding of the end-to-end lending journey in corporate banking
• Awareness of different sources of corporate funding and the macro-economic factors affecting debt markets.
• Higher education degree OR suitable professional qualification (e.g. ACCA, AMCT, CFA).

Demonstrates expertise in debt structuring and credit analysis, with a strong ability to manage relationships with high-value corporate clients and stakeholders. Proficient in market research and financial performance monitoring to support strategic decision-making in corporate banking.

• Debt Structuring Management
• Credit Analysis Experience
• Financial Statement Interpretation
• Stakeholder Relationship Management
• Corporate Banking Knowledge

• Debt Structuring
• Credit Analysis
• Financial Statement Analysis
• Market Research
• Operational Effectiveness

• Excellent Communication Skills
• Team Collaboration
• Proactive Problem Solving
• Presentation Skills
• Ability to Work Under Pressure

• ACCA
• AMCT
• CFA

• Corporate Banking
• Debt Products
• Financial Performance Monitoring
• Market Trends
• Macro-Economic Factors