Financial Reporting Analyst

About DF Capital

We’re DF Capital – a specialist bank providing award‑winning commercial finance, retail finance, and savings products to consumers and small businesses.

Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions.

We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it’s flexible lending structures or straightforward savings options, we focus on what matters most to our customers.

In 2025, we launched DF Capital Retail Finance – a subsidiary of DF Capital Bank Limited – to offer specialist hire purchase solutions to retail customers.

Our goal is simple: to do the absolute best for our customers, our communities, and each other.

The
Financial Reporting Analyst plays acriticalsupportive role to ourboth ourHead of Regulatory Reporting, Capital Management and Stress Testing and the Director of Capital Management and Regulatory Reporting.

We are looking for an individual that hasan interest in developing their knowledgeandexpertiseacross the following key areas:

• Regulatory Reporting
  :
  Prudential Regulation Authority (PRA), Bank of England (BOE) and the Financial Conduct authority (FCA);
• Capital Management
• Stress Testing

Over timeyou will becomean SME and key part of the Finance function in deliveringaccurateandtimely

Regulatory

Reporting for the DF Capital Group,along with supporting the wider finance team in ensuring the highest quality of Governance and MI requirements.

This is a fantastic opportunity for an ambitious individual to gain broad experience in aspecialisedarea of Financial Services, where you will have opportunity to work directly alongside some of our Senior Finance and wider business stakeholders.

DF Capital are passionate about providing employees with the right training and development to help them excel in their roles and future careers. We are confident that an applicant with the right attitude and drive will succeed in this role.

• Producingtimelyandaccurateexternal regulatory reportingsubmissionsand internal MI,includingLCR, PRA
  110, FINREP,CoREP,Bank of England statistical reportingandALCoreporting;
• Reviewing and challenging data inputs and outputs, performing detailed quality checks and validation to ensure regulatory information is prepared accurately, consistently and in line with internal standards and externalrequirements;
• Supportingandstrengtheninga robust control environment through the development and maintenance of interpretation guidance, standard operating procedures and working files;
• Supporting the delivery ofkeyregulatory projects and change, including the Bank’s transition tothe SDDTcapital regime andthe implementation ofnew regulatory requirements;
• Supporting the review and implementation of new products, including reporting requirements and key metric impacts(e.g., capital and liquidity ratios)

• Support performing stress testing analysis for the ICAAP, Recovery Plan and Solvent Exit Analysis as well as ad-hoc stress testing, as required.
• Support the preparation of stress testing working paperssummarisingmodel outputsandmaintainingprocess documentation.
• Support with capital forecasting, capital planning buffers, and forward-looking assessments of CET1, Total Capital, leverage ratio, and RWAs.
• Prepare monthly BBB reporting submissions,identify and elevate anomalies or emerging trends,maintain documentation, and support periodic information request and data collection exercises.
• Support providing senior management with analysis and recommendations on capital optimisation, dividend strategy, lending growth, and RWA efficiency.

• Collaborating with teams acrossthe Bank tomaintainhigh standards of assurance and reviewoverregulatory returnsandstress testing;
• Monitor adherence to regulations,standard sand internal reporting policies; and
• Supportthewider Finance team in the preparation ofad hocMIasrequired

• 2+ years of experience in financial or…