Transaction Monitoring Analyst

Join Vanguard's Financial Crime team and help protect our clients, our business and the integrity of the financial system.

As a Transaction Monitoring Analyst, you'll play a key role in identifying and investigating unusual or potentially suspicious activity, helping Vanguard maintain a robust and effective financial crime risk management framework.

You'll work with a range of stakeholders across Compliance, Risk, Operations and Technology while developing deep expertise in transaction monitoring, financial crime typologies and risk-based investigations.

This role offers an excellent opportunity for a financial crime professional looking to broaden their experience, investigate complex customer activity and contribute to the continual enhancement of transaction monitoring controls within a globally respected investment management organisation.

Why Join This Team?

Investigate complex and potentially suspicious customer activity

Develop specialist expertise across transaction monitoring, AML and financial crime risk Contribute to the enhancement of monitoring controls, rules and detection capabilities

Partner with stakeholders across Compliance, Risk, Operations and Technology Gain exposure to regulatory developments, emerging typologies and industry best practices

Build your career within one of the world's leading investment management firms

In this role you will Conduct timely and thorough investigations of transaction monitoring alerts using internal and external data sources to assess customer activity and identify potential financial crime risks

Escalate suspicious activity in line with internal procedures and regulatory requirements

Support the development, implementation, testing and optimisation of transaction monitoring controls, scenarios, rules and thresholds

Identify control gaps, emerging risks and opportunities to improve the effectiveness and efficiency of monitoring processes

Produce high-quality, audit-ready case documentation, ensuring investigations are accurately recorded and supported by appropriate evidence

Develop and maintain management information, dashboards and reporting that provide insight into transaction monitoring trends, typologies and control performance

Support quality assurance activities, control testing, risk assessments, audits and regulatory reviews

Build strong working relationships with colleagues across Compliance, Risk, Operations, Technology and third-party service providers

Share knowledge and provide guidance on transaction monitoring practices, financial crime typologies and control requirements

Contribute to change initiatives, regulatory developments, system enhancements and continuous improvement projects that strengthen Vanguard's financial crime control environment

What it takes

Experience in Transaction Monitoring, AML investigations, suspicious activity investigations or Financial Crime Operations within Financial Services Strong understanding of Financial Crime regulations and lifecycle, including AML, Sanctions, Bribery and Corruption and Tax Evasion. Experience investigating potentially suspicious customer activity and making evidence-based, risk-focused decisions

Strong analytical, investigative and problem-solving skills

Ability to produce clear, concise and well-reasoned case documentation and investigation reports

Experience using transaction monitoring systems, case management tools and screening platforms

Strong attention to detail with the ability to manage multiple priorities effectively

Undergraduate degree or equivalent combination of training and experience

Desirable Skills

Experience with in financial services, investment management, wealth management, banking, payments or fintech

Knowledge of UK Money Laundering Regulations, JMLSG Guidance, FCA expectations, POCA and SAR reporting requirements

Experience supporting transaction monitoring rule tuning, typology assessment, threshold calibration and  model validation

Experience producing management information and reporting using Excel and other analytical tools

Experience with Power BI, SQL, Tableau or similar data visualisation and analytics tools

Professional qualification such as ICA, ACAMS or equivalent

Experience using customer screening, case management and risk assessment tools

Special Factors Vanguard is not offering visa sponsorship for this position

This is a hybrid position and would require you to work in the office 3 days per week (Tuesday, Wednesday & Thursday)
Please note that we review applications on a rolling basis and may close this role early if there is a high level of interest. To avoid missing out, we recommend applying as soon as possible

Why Vanguard?

Vanguard is a different kind of investment company. It was founded in the United States in 1975 on a simple but revolutionary idea: that an investment company should manage its funds solely in the interests of its clients. This is a philosophy that has helped millions of people around the world to achieve their goals with low-cost, uncomplicated…