Transaction Monitoring Specialist

Join Vanguard's Financial Crime team and play a leading role in protecting our clients, our business and the integrity of the financial system.

As a Transaction Monitoring Specialist, you'll be a subject matter expert in transaction monitoring and financial crime risk management, leading complex investigations and helping to shape the effectiveness of Vanguard's financial crime control environment. Working closely with stakeholders across Compliance, Risk, Operations, Technology and Data Analytics, you'll identify emerging risks, drive control enhancements and support the continued development of a best-in-class transaction monitoring framework.

This is an excellent opportunity for an experienced financial crime professional who thrives on solving complex problems, influencing key stakeholders and improving the way financial crime risks are identified, assessed and managed within a global investment management organisation.

• Lead complex and high-impact financial crime investigations
• Influence transaction monitoring strategy, controls and detection capabilities
• Partner with senior stakeholders across Compliance, Risk, Operations and Technology
• Help shape the future direction of Vanguard's financial crime framework
• Coach and develop colleagues while building your own leadership skills
• Work within a purpose-driven organisation committed to doing the right thing for investors

• Lead complex and higher-risk transaction monitoring investigations, using internal and external data sources to assess customer activity, identify financial crime risks and support suspicious activity escalations
• Act as a subject matter expert in the design, implementation, testing, calibration and optimisation of transaction monitoring controls, scenarios, rules and thresholds
• Identify emerging typologies, control gaps, false positives and opportunities to improve both control effectiveness and operational efficiency
• Provide technical guidance and constructive challenge on investigation outcomes, helping ensure high-quality, risk-based and consistent decision-making
• Analyse management information, trends and performance metrics to identify emerging risks and inform enhancements to the transaction monitoring framework
• Support and coordinate quality assurance activities, control testing, audits, regulatory reviews, risk assessments and model validation exercises
• Partner with Compliance, Risk, Operations, Technology, Data Analytics and third-party providers to strengthen transaction monitoring capabilities and support regulatory compliance
• Share knowledge, provide coaching and support capability development across the team
• Lead or contribute significantly to strategic initiatives, including regulatory change, system enhancements, new product assessments and operating model improvements
• Monitor emerging financial crime threats, regulatory developments and industry best practices, recommending enhancements where appropriate
• Support governance forums, risk committees and senior stakeholders by providing insight into transaction monitoring performance, risks and control effectiveness

• Significant experience within Transaction Monitoring, AML Investigations, Financial Crime Operations, Compliance or related financial crime disciplines within Financial Services
• Strong understanding of Financial Crime regulations and lifecycle, including AML, Sanctions, Bribery and Corruption and Tax Evasion. Proven experience investigating complex or higher-risk customer activity and making evidence-based, risk-focused decisions
• Experience supporting transaction monitoring rule development, threshold calibration, typology reviews, model testing or control optimisation activities
• Strong analytical,…