Transaction Monitoring Analyst

Join Vanguard's Financial Crime team and help protect our clients, our business and the integrity of the financial system.

As a Transaction Monitoring Analyst, you'll play a key role in identifying and investigating unusual or potentially suspicious activity, helping Vanguard maintain a robust and effective financial crime risk management framework. You'll work with a range of stakeholders across Compliance, Risk, Operations and Technology while developing deep expertise in transaction monitoring, financial crime typologies and risk-based investigations.

This role offers an excellent opportunity for a financial crime professional looking to broaden their experience, investigate complex customer activity and contribute to the continual enhancement of transaction monitoring controls within a globally respected investment management organisation.

• Investigate complex and potentially suspicious customer activity
• Develop specialist expertise across transaction monitoring, AML and financial crime risk
• Contribute to the enhancement of monitoring controls, rules and detection capabilities
• Partner with stakeholders across Compliance, Risk, Operations and Technology
• Gain exposure to regulatory developments, emerging typologies and industry best practices
• Build your career within one of the world's leading investment management firms

• Conduct timely and thorough investigations of transaction monitoring alerts using internal and external data sources to assess customer activity and identify potential financial crime risks
• Escalate suspicious activity in line with internal procedures and regulatory requirements
• Support the development, implementation, testing and optimisation of transaction monitoring controls, scenarios, rules and thresholds
• Identify control gaps, emerging risks and opportunities to improve the effectiveness and efficiency of monitoring processes
• Produce high-quality, audit-ready case documentation, ensuring investigations are accurately recorded and supported by appropriate evidence
• Develop and maintain management information, dashboards and reporting that provide insight into transaction monitoring trends, typologies and control performance
• Support quality assurance activities, control testing, risk assessments, audits and regulatory reviews
• Build strong working relationships with colleagues across Compliance, Risk, Operations, Technology and third-party service providers
• Share knowledge and provide guidance on transaction monitoring practices, financial crime typologies and control requirements
• Contribute to change initiatives, regulatory developments, system enhancements and continuous improvement projects that strengthen Vanguard's financial crime control environment

• Experience in Transaction Monitoring, AML investigations, suspicious activity investigations or Financial Crime Operations within Financial Services
• Strong understanding of Financial Crime regulations and lifecycle, including AML, Sanctions, Bribery and Corruption and Tax Evasion. Experience investigating potentially suspicious customer activity and making evidence-based, risk-focused decisions
• Strong analytical, investigative and problem-solving skills
• Ability to produce clear, concise and well-reasoned case documentation and investigation reports
• Experience using transaction monitoring systems, case management tools and screening platforms
• Strong attention to detail with the ability to manage multiple priorities effectively
• Undergraduate degree or equivalent combination of training and experience

• Experience with in financial services, investment management, wealth management, banking, payments or fintech
• Knowledge of UK Money Laundering Regulations, JMLSG Guidance, FCA expectations, POCA and SAR reporting requirements
• Experience supporting transaction monitoring rule tuning, typology assessment, threshold calibration and model validation
• Experience producing management information and reporting using Excel and other analytical tools
• Experience with Power BI, SQL, Tableau or similar data visualisation and analytics tools
• Professional qualification such as ICA, ACAMS or equivalent
• Experience using customer screening, case management and risk assessment tools

• Vanguard is not offering visa sponsorship for this position
• This is a hybrid position and would require you to work in the office 3 days per week (Tuesday, Wednesday & Thursday)
• Please note that we review applications on a rolling basis and…