Relationship Manager - Islamic Banking

Job Advert:
Relationship Manager - Islamic Banking

Location: Manchester
Salary: 60,000- 70,000 per annum
Employment Type: Permanent, Full-time
Working Arrangement: Office-based, five days per week (no hybrid working)

We are seeking an experienced and commercially driven Relationship Manager - Islamic Banking to join our team in Manchester.

This is an excellent opportunity for a banking professional with a strong background in Islamic finance, corporate banking and SME relationship management to drive business growth, develop new client relationships and deliver tailored Shariah-compliant financial solutions.

The successful candidate will play a key role in expanding our corporate and commercial customer portfolio, attracting high-net-worth individuals (HNWIs), growing deposit balances and achieving assigned revenue and asset targets.

• Develop and manage relationships with corporate, commercial and SME customers.
• Identify and pursue new business opportunities through proactive client engagement, networking and structured relationship management.
• Attract new corporate clients and high-net-worth individuals to the Islamic Banking business.
• Promote Shariah-compliant banking products and services to meet customers' financial needs.
• Grow the deposit portfolio by acquiring new current and fixed-term deposit accounts.
• Achieve agreed revenue, asset growth and business development targets.

• Manage a portfolio of SME and corporate clients, including accounts with varying turnover levels and credit requirements.
• Prepare, review and process credit proposals for financing facilities.
• Conduct detailed financial assessments, including balance sheet, income statement and cash flow analysis.
• Review customer documentation, account conduct and repayment history to support sound credit decisions.
• Identify opportunities to improve portfolio profitability, strengthen client relationships and increase returns.

• Monitor account activity, credit movements, business volumes and facility documentation.
• Ensure account records and supporting documentation remain accurate, complete and up to date.
• Monitor repayments and identify early warning indicators of potential financial difficulties.
• Escalate emerging risks appropriately and follow up on overdue payments.
• Work with recovery teams where necessary to support the effective management of distressed accounts.
• Provide regular management information and portfolio performance updates.

• Deliver a consistently high standard of customer service and respond promptly to client queries and complaints.
• Ensure customer information is accurate and maintained in accordance with internal procedures.
• Work closely with internal teams, including Risk, Operations and branch colleagues, to support efficient service delivery.
• Represent the organisation professionally and build strong relationships with internal and external stakeholders.

• Provide guidance and support to Assistant Relationship Managers and junior colleagues.
• Support the development, performance and capability of team members.
• Contribute to team meetings, training initiatives and continuous professional development.
• Identify opportunities to improve processes, procedures and overall operational effectiveness.
• Undertake additional projects and responsibilities as required.

To be successful in this role, you will have:

• At least 10 years' relevant experience in a Relationship Manager or equivalent role within the Islamic Banking sector.
• Strong experience in corporate banking, commercial banking and SME relationship management.
• In-depth knowledge of Shariah-compliant banking products, financing facilities and deposit solutions.
• A proven ability to develop new business, acquire customers and grow profitable client portfolios.
• Experience preparing and assessing credit proposals, analysing financial statements and monitoring credit risk.
• Strong financial analysis, negotiation and commercial decision-making skills.
• Experience managing and developing colleagues, including providing guidance to junior relationship management staff.
• A strong understanding of UK banking regulations, compliance requirements, internal policies and procedures.
• Excellent communication, interpersonal and customer relationship management skills.
• Relevant professional qualifications and a…