Credit Risk Analyst

Credit Risk Analyst position based in Manchester City Centre

Permanent, full-time role with hybrid working option

Opportunity to work within Premier Foods' Finance organisation

Focus on assessing, monitoring and managing customer credit risk

Requires experience in credit risk, underwriting, or credit management

Competitive salary and benefits package including pension contribution and learning opportunities

At Premier Foods, we've redesigned our Finance organisation to create a stronger, more specialised and future-focused operating model within Premier Business Services (PBS).

As part of this transformation, we're creating exciting opportunities for talented professionals to develop their expertise, broaden their experience and help shape the future of Financial Operations.

Behind every successful customer relationship is a well-informed credit decision.

As a Credit Risk Analyst at Premier Foods, you'll play a key role in helping us balance commercial opportunity with effective risk management. Working across a diverse customer portfolio, you'll provide the insight and analysis that helps protect cash flow, minimise risk and support sustainable business growth.

You'll work closely with colleagues across Credit & Collections, Commercial and Finance teams, providing recommendations that influence decision-making and support some of the UK's most loved brands.

And this isn't just about reviewing financial statements and applying policy. It's about understanding the story behind the numbers, identifying emerging risks, asking the right questions and helping the business make better, more informed decisions.

Our redesigned team structure creates greater opportunities to build specialist expertise, develop deeper commercial understanding and contribute to the continuous improvement of how Financial Operations supports the business. You'll be part of a function that's investing in capability, embracing best practice and creating clear opportunities for development and progression.

If you enjoy combining analytical thinking with commercial awareness, you'll find plenty of opportunities to make an impact and develop your expertise with us.

You'll play a key role in assessing, monitoring and managing customer credit risk across our Accounts Receivable portfolio, helping ensure we make robust, commercially sound and well-governed credit decisions that support business growth while protecting cash flow and minimising bad debt exposure.

Working closely with Credit & Collections, Commercial and Finance teams, you'll provide insight and recommendations that support effective decision-making across the business.

• Conducting end-to-end credit assessments for new and existing customers, including due diligence, credit checks and risk evaluation.
• Analysing financial statements, management accounts, payment performance, credit agency reports and external market intelligence.
• Assessing customer creditworthiness and making recommendations on credit limits, payment terms and risk classifications.
• Managing and monitoring a portfolio of customer accounts, identifying changes in risk exposure, payment behaviour or financial performance.
• Conducting regular credit reviews and recommending appropriate actions based on changing risk profiles and business exposure.
• Identifying emerging risks and early warning indicators, ensuring issues are escalated appropriately and in a timely manner.
• Partnering with Credit & Collections teams to support effective credit decisions, collection strategies and working capital performance.
• Working closely with Commercial teams to balance…