Sr. Director, Paypal Chief Risk Officer

:

• Develop and articulate a clear vision and strategy for risk management aligned with Pay Pal's overall strategy.
• Collaborate with stakeholders to assess and mitigate risks impacting operations and assets.
• Inspire and lead teams to implement long-term sustainability and financial stability strategies.
• Monitor and evaluate risk exposure to ensure compliance and safeguard the organization’s reputation.
• Provide key inputs and guidance as an industry leader to influence decision-making at the executive level.

• 12+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

The Senior Director, Risk (Second Line of Defense) is a PPUK leadership role responsible for providing independent oversight, challenge, and governance across Pay Pal UK’s risk profile and develop and maintain the PPUK risk management framework.

The role supports protecting Pay Pal and enabling sustainable growth while operating within approved risk appetite, ensuring compliance with UK regulatory expectations. This includes FCA requirements Consumer Duty, Operational Resilience, Financial Crime, and safeguarding regulations applicable to Electronic Money Institutions (EMIs), Credit and Crypto firms and payment services providers.

As a key member of PPUK leadership the role partners closely with UK and global executives, business leaders, and control functions to ensure robust identification, assessment, monitoring, and mitigation of material risks impacting the Pay Pal UK regulated entity and customers (both consumers and merchants). The position requires exceptional executive presence, strong Board-level communication capability, and the ability to effectively influence and manage relationships across C-suite leadership, regulators, and global stakeholders.

• FCA Certified Individual
• Member of UK Executive Committee (UK EXCO)
• Member of UK Board Audit, Risk & Regulatory Committee (ARRC)
• Chair of UK Risk Committee
• Participant in UK Board governance and Board Risk discussions

• Provide independent Second Line oversight and challenge across key risk domains including:
• • Capital Risk (Counter party, Liquidity & Market)
  • Extended Enterprise / Third Party Risk
  • Operational Risk (Continuity & Financial Accounting & Reporting)
  • Technology Risk (Date, information protection, privacy & Service Delivery)
• Ensure material risks are identified, assessed, monitored, escalated, and managed appropriately across UK regulated entities.
• Review and challenge First Line risk assessments, controls, incidents, remediation plans, and risk acceptances.
• Development, implementation, and maintenance of the UK Risk Appetite Framework and associated KRIs/KPIs.
• Drive effective risk governance and promote a strong risk culture across Pay Pal UK.

• Act as the FCA designated Safeguarding Officer for Pay Pal UK.
• Provide Second Line oversight of safeguarding arrangements in accordance with:
  • FCA Electronic Money Regulations (EMRs), Payment Services Regulations (PSRs) FCA safeguarding guidance and expectations
• Ensure robust governance, monitoring, and oversight of safeguarding controls protecting customer funds.
• Independently assess the effectiveness of safeguarding frameworks, reconciliations, segregation controls, and safeguarding operational processes.
• Review and challenge safeguarding controls, third-party banking arrangements, reconciliations, and incident management processes.
• Ensure safeguarding breaches, incidents, or near misses are appropriately escalated, investigated, remediated, and reported.
• Oversee…