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Lead Architect – Loans, Cards & Financial Wellbeing

Job in Manchester, Greater Manchester, M9, England, UK
Listing for: Lloyds Banking Group
Full Time position
Listed on 2026-11-02
Job specializations:
  • IT/Tech
    IT Consultant, Cloud Computing: Infrastructure & Operations, IT Project Manager
Salary/Wage Range or Industry Benchmark: 124653 - 146650 GBP Yearly GBP 124653.00 146650.00 YEAR
Job Description & How to Apply Below
This position is no longer open for applications

Salary: GBP
124653 - GBP
146650 per annum

JOB TITLE:Lead Architect – Financial Wellbeing, Loans & Cards

LOCATIONS:Manchester, Edinburgh, Leeds, Halifax

HOURS:Full time

WORKING PATTERN:Hybrid, 40% (or two days) in the office

About this opportunity

We are investing in simplifying, modernising and transforming our technology landscape and we are looking for aLead Architect for Personal Unsecured Lending (including credit cards, loans and financial wellbeing) to drive this change. This role defines, upholds and communicates the Technology Strategy and direction to support the Group’s vision and strategic intent, with a clear focus on the capabilities needed to ensure long term success aligning out Technology agenda with the Group’s Strategy.

The Lead Architect will join our Personal Unsecured Lending team, which incorporates the Card, Loans and Financial Wellbeing Platforms. This is a key role supporting the Consumer Lending Business Unit which is a major part of the Group’s growth strategy.

You need experience in building relationships and developing trust, providing thought leadership to business and technology change delivery colleagues, owing the technology strategy for your area of focus and maintaining alignment with and influencing the wider Group strategies. You will also be a confident leader, passionate about architecture and making a difference, able to build effective relationships at all levels (up to and including Executive level).

You’ll

make a difference by:
  • Proposing the architectural strategy for Loans, Cards and Financial Wellbeing andmanage its development and/or delivery,in line with the Technology strategy and the Consumer Lending strategy.
  • Driving the definition of architecture roadmaps, guardrails and patterns to drive change over the medium and long term against our Technology Strategy. Ensuring that Roadmaps meet the needs of significant customers relating tocomplex, often customised products and services
  • Bringing together business design, customer outcomes, a deep understanding of the Loans, Cards and Financial Wellbeing architecture and the Technology Strategy to drive the right enterprise outcome.
  • Setting the direction for change management in the platform to enable major change programmes, taking personal responsibility for a few business-critical projects.
  • Defining governing policies and has a presence at governance forums to ensure the roadmaps, guardrails and patterns are effectively adhered to, in line with Group and Technology strategies.
  • Acting as business partner to board members and senior internal business leaders toensure technology delivers on business outcomes.
  • Conducting external research to stay atop of industry best practice including technology, customer and products trends and utilising this knowledge when delivering business design activities to enable overall corporate strategy.
  • Effectively leading a team of architects specialising in Personal Unsecured Lending to ensure the architecture is driven in line with the group and technology strategy.
About us

We’re on an exciting journey and there couldn’t be a better time to join us. The investment we’re making in our people, data, and technology are leading to innovative projects, fresh possibilities, and countless new ways for our people to work, learn, and thrive!

What you need:
  • A proven track record in an Architect role, having successfully helped drive the architecture vision and strategy, is essential.
  • Experience in business skills such as corporate governance, business control, solution development, and design.
  • Technical knowledge of Public/Private Cloud, APIs, traditional hosting, and event-driven architectures.
  • Architectural expertise, including feasibility assessments…
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