Portfolio Underwriting Analyst

North Co Recruitment are working with a leading UK retail insurer to appoint a Home Underwriting Analyst to support underwriting appetite, footprint and strategy across a Home insurance portfolio. This role plays a key part in driving GWP and loss ratio performance, combining market insight, analytics and underwriting judgement to identify emerging risks and enable controlled, profitable growth.

• Produce reporting and analysis to support delivery of the Retail Home Underwriting Appetite and Fraud Policy.
• Identify and highlight areas outside underwriting appetite, including emerging risks and loss ratio threats.
• Analyse the Home insurance market, including new entrants, exits, and competitive dynamics impacting underwriting footprint.
• Provide insight into current and emerging risks across fraud, climate, cyber and technology trends.
• Identify risks and opportunities within underwriting and fraud segments, partnering with stakeholders to drive timely action.
• Support protection of Retail Home GWP, volume and loss ratio targets through data-led insight and recommendations.

• Experience with in underwriting, with a good understanding of the UK Home insurance market and key performance drivers.
• Proven experience contributing to profitable change initiatives.
• Strong analytical capability and structured problem-solving approach.
• Comfortable owning analytical work end-to-end, from concept through to insight and delivery.
• Confident communicator, able to engage technical and non-technical stakeholders.
• Experience using SQL and/or Python.
• Curious, motivated and committed to continuous learning and development.

Hybrid working. Manchester or Ipswich.

Please note, the client is unable to offer sponsorship for this opportunity.

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