Senior Underwriter, Financial Lines

Your future team AIG’s underwriters develop insurance solutions that address the exposures of companies and individuals, and embody AIG’s tradition of innovation, bringing to market ground-breaking insurance solutions for our changing world. AIG’s underwriters help to find insurance solutions for risks from a range of areas including life insurance, aviation, financial lines, casualty, environmental, catastrophic events, high net worth individuals, and boardroom liabilities.

The role will be supported by the Financial Lines underwriting team including close and regular contact with our PI colleagues based in London. You will use your existing knowledge along with the training provided to contribute to the PI underwriting strategy across our portfolio. This will range from detailed underwriting of large UK based clients to volume based digital solutions for SME clients.

• Meet individual underwriting expectations to help team achieve budgeted financial objectives.
• Underwrite within agreed decision-making standards, limitations, and underwriting authority.
• Assess desirability of risk through analysis of financial reports and accounts (as required); regular contact with broker; thorough review of proposal; and review of claims history and general company information.
• Use designated Underwriting system(s) to streamline underwriting and information‑tracking approach across Profit Centre.
• Input required data consistently and accurately.
• Provide Management information including, but not limited to, submissions, bind rate, average premium, and total premium as required.
• Provide excellent service to brokers through consistent, timely, and proactive approach to underwriting.
• Exhibit sales orientated behaviours, defined by Management as: motivated, tenacious, focused, technically skilled, proactive, and accountable.
• Generate new business by building on existing relationships and expanding broker network, attending broker events, market meetings, client 1 to 1’s and building new relationships across the market.
• Support and contribute to the PI underwriting strategy within the UK regions portfolio.
• Maintain key renewal accounts at greater than 85% retention.
• Ensure all brokers and clients are treated fairly.
• Ensure customer‑centric approach.
• Ensure contract certainty.
• Conduct self‑audit as required.
• Ensure compliance with key regulatory and risk management responsibilities.
• Demonstrate AIG values at all time.

• Proven PI underwriting experience is preferred; other relevant professional experience may substitute for underwriting experience with a track record in renewal and new business.
• Strong communication skills.
• Time management – ability to handle multiple priorities, organise work and meet deadlines.
• A desire to learn and grow your knowledge in this dynamic area of insurance.
• Ability to analyse financial statements.
• Ability to network and build relationships.
• Organisational skills.
• Customer and sales focused.
• Tenacious, motivated, proactive ACII or progress towards completion preferred.

At AIG, we value in‑person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters. At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to…