Senior Backend Engineer - Asset Sales

Join our expanding engineering team! We're hiring a permanent Senior Backend Engineer to join our Asset Sales group as we scale one of the most important parts of M-KOPA's Fin Tech platform. Build distributed, event-driven microservices and help shape what AI-native engineering looks like at M-KOPA.

Join our expanding engineering team! We're hiring a permanent Senior Backend Engineer to join our Asset Sales group as we scale one of the most important parts of M-KOPA's Fin Tech platform. Build distributed, event-driven microservices and help shape what AI-native engineering looks like at M-KOPA.

Your code will directly power the systems that put smartphones and e-motorbikes into the hands of Every Day Earners across Africa. We've already helped over 10 million customers access more than $2 billion in credit. It's your chance to be part of something that's literally transforming lives across an entire continent.

• Mission-driven engineering:
  Every service you build helps expand financial inclusion for under-banked populations
• Global recognition:
  Join a company named by the Financial Times as one of Africa's fastest‑growing companies for five consecutive years (2022–2026)
• Scale challenges:
  Build backend systems serving millions across multiple African markets
• AI-native from day one:
  We're actively embracing AI as part of the engineering craft, not bolting it on
• Fully distributed:
  Work remotely with diverse teams across UK, Europe, and Africa

At M-KOPA, you’ll build and operate distributed C# and .NET microservices on Azure, working within an event‑driven architecture at significant scale. This is an outcomes-driven role: we care far more about the value you create than where you sit or how many hours you’re online. You’ll own what you build end-to-end — from idea, through implementation and deployment, into production and iteration.

• Modern C# stack:
  Distributed C# and .NET microservices
• Cloud & orchestration:
  Hosted on Azure using Kubernetes
• Architecture:
  Event-driven, supporting products used at significant scale
• Observability:
  Grafana, Azure Application Insights, logs, traces, and metrics
• AI tooling:
  Claude and other AI tools used throughout the engineering workflow — design exploration, code generation and review, test writing, incident investigation, and technical communication

• AI-native engineering:
  We want engineers who tinker — experimenting with new tools, agents, and workflows, and sharing what works
• Guardrails as we accelerate:
  Automated tests, SLOs, alerting, observability, and deployment safeguards around everything we ship
• Own it beyond the pull request:
  Design for idempotency, retries, out-of-order events, and failure modes, and know how your services behave in production
• The Campfire Rule:
  Leave the systems you touch a little better than you found them
• On-call as feedback, not heroics:
  Engineers who build our systems also help operate them, using incidents to make the platform more resilient

We’re looking for a senior engineer who’s curious, autonomous, and highly trusted. You’re comfortable owning the entire software stack — including supporting infrastructure — throughout its lifecycle, and you see production data, not just deployment, as the real measure of "done."

• Strong grasp of C# and .NET development
• Experience with event-driven systems - We use Azure Service Bus, but would love to hear from you if you have experience with similar messaging technology (Kafka, RabbitMQ, etc.)
• Microservices architecture experience, ideally on Azure and Kubernetes
• Experience using observability tooling (e.g. Grafana, Application Insights) to understand production behaviour
• Comfort using AI…