Credit Specialist

Credit Specialist

Purple Wave, a leader in online heavy equipment auctions, is seeking an experienced Credit Specialist to join our Buyer Services team. The role is crucial in evaluating and qualifying bidders for high‑value transactions while managing risk and maintaining the integrity of our auction platform. The ideal candidate combines strong multitasking skills with excellent judgment to ensure secure and reliable transactions.

The Credit Specialist plays a pivotal role in maintaining the integrity of our online auction marketplace. This position vets prospective bidders to ensure only credible, qualified customers participate in high‑value transactions. The Credit Specialist screens bidders through financial verification, identity validation, and comprehensive risk assessment to identify and prevent fraudulent or high‑risk participants from transacting. Working within our Buyer Services team, the Credit Specialist safeguards Purple Wave, our sellers and legitimate buyers by maintaining a secure and trustworthy auction marketplace.

• Conduct daily bidder qualification and monitor bid activity through high call volume (40–60+ calls).
• Manage bidder communications and maintain customer relationships.
• Provide bidder education and establish new customer accounts.
• Assist customers throughout their financing process.
• Process and verify financial credentials and documentation.
• Handle deposit processing and transactions.
• Complete additional assigned duties as requested.

• Maintains strict confidentiality and handles sensitive information with discretion.
• Detail‑oriented with strong accuracy and ability to manage multiple priorities.
• Self‑motivated and accountable; works independently and takes ownership of results.
• Adapts to auction cycle fluctuations; excels during high‑volume periods and remains productive during slower times.
• Decisive problem‑solver capable of making sound judgments under pressure.
• Excellent written and verbal communication skills across all professional channels (phone, email, text).

• High school diploma or GED required; some college preferred.
• 1+ year experience in a professional office environment.
• Proficient in Google Workspace (Docs, Sheets, Gmail).
• Strong written and verbal communication skills.
• Excellent attention to detail and organizational skills.
• Ability to analyze financial documents and assess credit risk.
• Skilled at multitasking and meeting deadlines.
• Displays professionalism, integrity, and confidentiality.
• Spanish‑speaking bi‑lingual candidates are encouraged to apply.
• Applicants may be requested to complete position‑specific skills assessments.
• Applicants must be either a U.S. citizen or eligible to work in the U.S.
• Requires the ability to satisfactorily complete a background check.

• Full‑time, hourly, non‑exempt, eligible for overtime.
• Office hours are 8 am–5 pm, Monday through Friday, Central Time zone (additional hours may be required depending on priorities).
• Based in the Purple Wave headquarters in Manhattan, KS.
• Potential for 20–30% travel, should the need arise.
• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift up to 15 pounds at times.
• Must be able to access various departments of a given location.

• Hourly rate varies based on experience and qualifications, typically $22 per hour and is paid bi‑weekly.
• Monthly Bonus Program – determined by the Company’s monthly revenue result and paid on a “percent to plan” payout formula (90% = $300, 100% = $600, 110% = $900, 120% = $1,200).
• Monthly phone stipend in accordance with the Company’s cell‑phone policy, currently $120/month.
• Health, dental, and vision starting the first of the month after start date.
• 401(k) plan with an employer match up to 4% starting the first day of employment.
• Company‑paid life insurance benefit of $25,000 with options to add more through employee contribution after 60 days of employment.
• Fully paid short‑term disability provided by the Company.
• Personal time off (PTO) – annual amount of 120 hours prorated based on the number of days between the 60th day of employment and the end of the calendar year (may vary to comply with state…