Credit Analyst

Headquartered in Lakeville, Minn., Post Consumer Brands, a business unit of Post Holdings, Inc., is dedicated to providing people and their pets with delicious food choices for every taste and budget. The company's portfolio includes beloved brands such as Honey Bunches of Oats™, PEBBLES™, Grape-Nuts™ and Malt-O-Meal™ cereal and Peter Pan™ peanut butter, as well as Rachael Ray® Nutrish™, Kibbles 'n Bits™ and 9

Lives™ dog and cat food. Post also provides private label solutions to customers in pet food, cereal, nut butters and granola. As a company committed to high standards of quality and to our values, we are driven by one idea:
To make lives better by making delicious food accessible for all. For more information about our brands,  and follow us on Linked In or Facebook for the latest news.

This position is remote.

Credit Analyst

Location Requirements

• This position is remote-eligible; however,
  only candidates based in Minnesota will be considered.

The Credit Analyst manages credit and collection activities for an assigned portfolio of business customers. In this role, you will evaluate creditworthiness, monitor financial exposure, collect receivables, and review orders for release while balancing risk, business needs, and customer relationships.

You will use financial information, account activity, industry data, and sound judgment to protect the business, support timely order decisions, and help customers resolve account issues. Your work will strengthen credit controls, improve receivables performance, and keep internal partners informed of emerging risk.

• Conduct credit investigations for new and existing customers using credit applications, financial information, references, third-party resources, and industry data.
• Evaluate customer creditworthiness and recommend or establish credit limits within assigned authority; partner with the Credit Manager on higher-volume, extended-term, or elevated-risk situations.
• Monitor payment activity, credit exposure, account history, aging, and emerging risk indicators; identify changes that may signal increased financial risk.
• Prioritize and pursue collection activity through telephone, email, customer portals, and other appropriate methods; document customer commitments, disputes, and follow-up.
• Research payments, credit memos, deductions, potential cash-application issues, and unearned cash discounts; coordinate resolution with the appropriate teams.
• Review customer orders against credit guidelines, available credit, account status, payment history, and current exposure; release, hold, or hold orders within established authority.
• Maintain complete and accurate credit files, customer credit and billing information, Accounts Payable contacts, and supporting account records.
• Coordinate with Customer Master Data and internal partners to support accurate ship-to, billing, invoice, and account relationships.
• Prepare weekly, monthly, and ad hoc credit and collection reporting; communicate significant payment trends, collection barriers, and elevated risk to the Credit Manager.
• Monitor industry and third-party credit information, maintain credit and collection procedures, and support continuous improvement in controls, efficiency, risk management, and Days Sales Outstanding.

• Make a visible impact by balancing smart risk decisions with the needs of the business and its customers.
• Own a varied portfolio and use analysis, judgment, and relationship-building to move work forward.
• Collaborate across credit, customer service, master data, cash application, and other internal teams to solve account issues.
• Help strengthen processes and controls while supporting efficient…