Health Medical Insurance Underwriter; French and English Bilingualism

Position: Life and Health Medical Insurance Underwriter (French and English Bilingualism)
page for more information.

Life and Health Medical Insurance Underwriter (French and English Bilingualism) page is loaded## Life and Health Medical Insurance Underwriter (French and English Bilingualism) remote type:
On Site locations:
Markham, Ontario time type:
Full time posted on:
Posted Todaytime left to apply:
End Date:
March 6, 2026 (6 days left to apply) job requisition :
R 1444106
*
* Work Location:

** Markham, Ontario, Canada
*
* Hours:

** 37.5
** Line of Business:
** TD Insurance
** Pay Details:**$59,500 - $84,000 CADTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.
*
* Job Description:

** English and French language skills are required (Verbal, Written and Reading)
** Job Description*
* • Appropriate medical underwriting assessment and decisions for each risk according to the limits of the plan and underwriting philosophy meeting business guidelines and service standards.
• Gathering insurance risk information by written supplementary health questionnaires or phone conversations with customers
• Provide support to the claims department and handling claim referrals
• Provide a superior customer experience service on all activities:
• Communicate underwriting decisions and detailed explanations of adverse handlings promptly and accurately to clients and, where required to attending physicians.
• Ensure applications are underwritten and processed according to TD’s underwriting guidelines as well as the terms of the third party agreements
• Provide first level problem and complaint resolution

Process underwriter referrals, create training sessions on medical topics and participate in projects
** Department Overview
** The Underwriting Department performs the mortality and morbidity risk assessment of insurance applications for Creditor Life Insurance and Critical Illness Insurance as well as Term Life Insurance which is distributed through outbound calls and internet direct sales. The department’s goal is to ensure that Underwriting practices and decisions meet the mortality and morbidity claims experience for the specific product lines.

There is also a large focus on the Customer Experience. The department handles high volumes in a rapidly paced environment. This position will be underwriting Creditor Life Insurance and Critical Illness Insurance distributed through the bank retail branches. This position requires a minimum of 5 years medical underwriting and insurance experience or a degree/diploma in health sciences. The successful candidate should have LOMA and ALU designations and willing to demonstrate professional development by attending industry meetings.
** Job Requirements
** Specific

Education:

• LOMA Life Underwriting 386
• LOMA Associate Customer Service
• LOMA courses and/or designations
• Degree/Diploma in the Health Sciences and/or 5 years medical underwriting experience.
• Academy of Life Underwriting (ALU) Industry related courses and/or accreditations. English and French language skills are required (Verbal, Written and Reading)
Other Qualifications,

Skills and Experience:

• Minimum of 5 years medical underwriting and insurance experience or a degree/diploma in health sciences.
• Superior verbal and written communication skills
• Outstanding Customer Skills.
• Actively working on either LOMA or ALU course or designation.
• Strong organizational, analytical and time management skills
• excellent computer skills
• Demonstrated ability to work independently and in a team environment.
*
* Who We Are:

** TD is one of the world's leading global financial institutions and is the…