Real Estate Sr Underwriter

What Makes a Honda, Is Who Makes a Honda

Honda has a clear vision for the future, and it’s a joyful one. We are looking for individuals with the skills, courage, persistence, and dreams that will help us reach our future-focused goals. At our core is innovation. Honda is constantly innovating and developing solutions to drive our business with record success. We strive to be a company that serves as a source of “power” that supports people around the world who are trying to do things based on their own initiative and that helps people expand their own potential.

To this end, Honda strives to realize “the joy and freedom of mobility” by developing new technologies and an innovative approach to achieve a “zero environmental footprint.”

Underwrite residential mortgage and equity loans that comply with federal regulations, state regulations, secondary market guidelines, credit union policies and procedures while participating in the credit union's objective of exceeding expectations with each member.

• Reviews, interprets and analyzes loan applicants’ credit histories, income and assets, tax returns, financial statements, and other complex financial information to render a loan decision, and effectively present loans to management when necessary
• Examines loan documentation to ensure Compliance with various state and federal regulations and guidelines. Works with management to identify and manage new regulatory procedures
• Restructures loans to mitigate risk
• Works closely and effectively with MLOs, Processors and Closer
• Reviews appraisals and titles for accuracy and ensure all title requirements are met. Works with title companies to resolve title/survey issues
• Ongoing education and training:
  Mentor RE staff and MSRs with underwriting training

• High School Diploma or General Education Diploma
• Understanding of Appraisal and Title requirements
• Four years related experience in Underwriting Real Estate loans and/or Relevant training
• Working knowledge of State and Federal lending regulations
• Working knowledge of Secondary Market Guidelines
• Knowledge of Microsoft Office Suite, Loan Origination Systems, and Automated Underwriting Systems
• Reasoning ability to structure loan offers, understand regulations, and policies and procedures

• Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
• Paid Overtime
• Regional Bonus (when applicable)
• Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
• Paid time off, including vacation, holidays, shutdown
• Company Paid Short-Term and Long-Term Disability
• 401K Plan with company match + additional contribution
• Relocation assistance (if eligible)

• Advancement Opportunities
• Career Mobility
• Education Reimbursement for Continued Learning
• Training and Development programs

• Tuition Assistance & Student Loan Repayment
• Lifestyle Account
• Childcare Reimbursement Account
• Elder Care Support
• Wellbeing Program
• Community Service and Engagement Programs
• Product Programs

Honda is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, creed, religion, national origin, sex, sexual orientation, gender identity and expression, age, disability, veteran status, or any other protected factor.

Not Applicable

Full-time

Finance and Sales

Motor Vehicle Manufacturing