Lending Compliance Specialist

Administration Employees Full-Time Regular McAllen, TX, US

Salary Range: $18.00 To $22.00 Hourly

Looking for a role where your attention to detail and loan operations experience can make an impact? Rio Bank is seeking a Loan Servicing Compliance Specialist II to join our Loan Administration team.

In this role, you’ll help ensure our loan servicing processes are accurate, compliant, and well supported, with responsibilities spanning escrow administration, HMDA reporting, application tracking, flood insurance compliance, and consumer credit disputes.

• Process and review escrow accounts, payments, analyses, notices, and related documentation.
• Review loans for HMDA applicability and support accurate HMDA reporting.
• Maintain documentation for denied, withdrawn, and incomplete loan applications.
• Monitor flood insurance requirements, coverage, notices, and related activity.
• Investigate and track consumer credit disputes and manage related e-OSCAR activities.
• Provide guidance and support to lending staff on loan servicing and compliance processes.
• Maintain accurate records while protecting confidential customer and bank information.

• 2+ years of banking or related financial services experience.
• 1+ year of loan operations experience.
• Lending compliance or regulatory experience preferred.
• Working knowledge of loan documentation and applicable lending regulations.
• Strong attention to detail, organization, problem-solving, and follow-through.
• A collaborative approach and commitment to great service.

At Rio Bank, your work matters. You’ll join a collaborative, community-focused organization where employees are encouraged to take ownership, support one another, and make a meaningful impact. We offer opportunities to grow your knowledge, contribute your expertise, and build your career as part of a team committed to serving our customers and communities well.

• Medical, dental, and vision insurance
• FSA and HSA options
• 401(k) retirement plan with company match
• Paid time off, paid holidays, and other paid leave benefits
• Life and disability insurance
• Training and professional development opportunities

Rio Bank is an equal opportunity employer. Reasonable accommodations are available to qualified applicants with disabilities.