Commercial Loan Officer

Responsible for soliciting and servicing a variety of commercial and real estate loans. Interviews applicants and recommends approval of customer applications for commercial loans. Increases company base by developing and managing a portfolio of commercial loans to small and medium-sized businesses.

• Develops and maintains commercial business relationships for both deposit and loan activities with existing customers and new customer prospects.
• Assess risk and structures loans, including lines of credit, inventory, accounts receivable, equipment, and commercial real estate loans.
• Identifies and develops potential commercial lending opportunities within an assigned market segment.
• Develops multi‑family portfolio.
• Maintains a wide variety of contacts within and outside the bank. This includes membership in and active contribution to several key organizations.
• Cross sells other bank products and services.
• Maintains customer confidence and protects operations by keeping information confidential.
• Contributes to the team effort by performing other job‑related duties as assigned.

• Bachelor’s degree in Business, Accounting or Finance.
• 8 to 10 years of experience in managing a commercial loan portfolio with a proven track record in sales ability/aptitude and business development.
• Motivation and initiative are essential along with excellent communication and presentation abilities.
• Demonstrated skills in organization, flexibility in scheduling and resourcefulness are required.
• Travel to develop and maintain customer base, ability to produce various documents on industry‑related software required.
• Excellent written and oral communication and analytical skills.
• Excellent PC skills, including word processing and spreadsheets.
• Excellent time management, organizational and problem‑solving skills.

The above statements are intended to describe the general nature and level of work being performed by individuals in, or assigned to, the above position and are not intended to be construed as an exhaustive list of all responsibilities, duties and skills required, and may be changed at the discretion of the Company.

• Job Identification 31624
• Job Category Sales
• Job Schedule Full‑Time