Senior Manager, Vertical Risk Manager: DaaS; Decisioning Service

Senior Risk Managers at Capital One are highly motivated Risk Management professionals with excellent organizational and communication skills. They have a high level of exposure across lines of business and have the opportunity to work with executives to create and implement innovative solutions to identify and mitigate potential risks to the company.

The Vertical Risk Manager , Sr Manager, (VRM) within Card Risk Data, Models, Decisioning & Credit ("DMDC") supports Decisioning as a Service (DaaS), providing risk framework guidance across product, platforms, and the well managed execution of processes. VRMs act as the first line of defense, leading, advising, and innovating on top transformational initiatives while partnering with business leaders to identify and mitigate potential risks to Capital One.

This role offers a high level of exposure across lines of business, where VRMs collaborate with Executives and their teams to deliver risk solutions that directly impact customer experience and ensure Capital One’s continued growth and success.

• Work with business teams and other key stakeholders to help develop well-designed products, processes, marketing, and supporting technologies and implement risk management practices; support our business partners on risk / return trade-off decisions
• Lead risk framework discussions and drive creative solutions to improve the risk profile
• Participate in risk forums and business reporting routines and contribute to continuous improvement of risk management practices
• Lead ad-hoc projects to improve processes or control environment to mitigate risks
• Synthesize data and reporting; perform analysis and bring valuable proactive business insights through evaluation of data provided by team analysts
• Drive and deliver results and improvements in line with the business’ well managed and risk agendas
• Stay abreast of the changing regulatory environment and understand the impacts to the business areas that you support
• Collaborate effectively across multiple levels and organizations
• Collaborate effectively between risk, compliance and other business support functions (e.g., legal, privacy) (e.g., operations, risk management, enterprise management, etc.) to achieve objectives and support the organization in delivering on top priorities in a timely and efficient manner
• Support, partner, and interact with internal business clients
• Build relationship and collaborate with key stakeholders, driving cross-functional opportunities to grow brand, processes and an enhanced risk management environment
• Set direction, manages expectations and lead cross-functional teams

• You are passionate about identifying challenges and solving problems
• You think critically and seek to understand the business, its processes, risks and control environment
• You possess a relentless focus on quality and timeliness
• You adapt to change, embrace bold ideas, and are intellectually curious; you test assumptions and challenge conventional thinking
• You develop influential relationships based upon shared risk objectives
• You create energy and an environment that fosters trust, collaboration, and belonging
• You do the right thing and lead by example; you have a passion for investing in the betterment of the team

• Bachelor’s Degree or Military experience
• At least 5 years of experience working in risk management or financial services
• At least 4 years of program management experience
• At least 4 years of experience supporting, partnering and interacting with internal business clients

• Masters Degree
• 6+ years of Project Management experience leading…