Underwriter, Insurance

Underwriter – Go Mc Pherson

Underwrite a profitable and growing book of business with acceptable loss and expense ratios, while maintaining good overall agency relationships. Support corporate goals and objectives.

• Evaluate risks for acceptance, renewal, modification, or declination within established underwriting criteria and authority documents to produce an underwriting profit.
• Analyze underwriting information such as applications, change requests, inspections, credit reports, MVRs, cost estimators; evaluate alternative outcomes, make appropriate underwriting decisions and maintain accurate file documentation.
• Answer questions from agents and team members concerning risk analysis, eligibility, underwriting rules, rating and company practices.
• Evaluate underwriting results of the assigned territory and recommend corrective action; provide feedback for Product Managers on agency force evaluation and guideline development.
• Communicate with agents in a business‑like manner; explain reasons behind underwriting decisions; demonstrate flexibility and adaptability to changing conditions.
• Build professional relationships with agents, customers, and company personnel; use persuasion and influencing skills to encourage application submissions and business retention.
• Retrieve policy information on the computer and possess knowledge of systems and databases to address policy, coverage, and billing questions.
• Participate in marketing efforts, including agency visits, meetings, and training sessions.
• Complete special assignments as assigned.

• Develop strong knowledge of rating requirements and policy forms used within underwriting responsibilities.
• Demonstrate effective time management, organization, and computer skills.
• Possess good listening, decision‑making skills; detail oriented, accurate and efficient.
• Actively participate in team processes and provide excellent customer service.

• College bachelor’s degree preferred.
• At least two years of underwriting experience with minimum level III underwriting authority for at least two lines of business.
• AINS designation required, with commitment to completing additional IIA or CPCU insurance courses.
• Required to complete Associate in Personal Lines Insurance (API) or Associate in Commercial Lines (AU) and at least one other insurance course within 48 months.
• Successful completion of Personal Lines section of CIC and Associate in Service (AIS) program also necessary.
• CPCU completion strongly encouraged.

The physical demands described are representative of those that must be met to successfully perform the essential functions of this job. Reasonable accommodation may be made for individuals with disabilities. Duties include sitting, reaching with hands and arms to operate a computer keyboard, talking and hearing, occasionally standing and walking, and lifting or moving up to 10 pounds. Specific vision abilities required include close vision, distance vision, and ability to adjust focus.

Entry level

Full‑time

Finance and Sales

Advertising Services