Actuary

Responsibilities

• Develop, analyse and monitor risk models to support pricing activities.
• Lead development of actuarial assumptions and methodologies that inform modelling.
• Create and maintain analytical tools to support the management of our risk portfolio.
• Collaborate with data scientists to integrate actuarial analyses into predictive models.
• Partner with underwriters and risk analysts to identify blind spots and develop strategies to mitigate emerging risks.
• Stretch the team's capabilities in actuarial capabilities.
• Lead a small team of actuaries and data scientists.

At Hastings Direct, we’re committed to creating an inclusive environment where everyone has the opportunity to succeed. If you require any reasonable adjustments during the recruitment process, we encourage you to be open with us. Our recruitment team is here to provide the support you need to ensure a fair and accessible experience for all.

• Fellow of the Institute and Faculty of Actuaries (IFoA) or equivalent professional body.
• Experience in general insurance and strong technical modelling skills.
• Keen interest in emerging ML techniques and applications in underwriting & pricing.
• Strong SQL skills.
• Strong senior stakeholder management and communication skills.
• Ability to work cross‑functionally with data engineers, data scientists, underwriters, and analysts.

• Proficiency in Python.
• Experience with using Git and Git Hub as a code collaboration tool.

Welcome to Hastings Direct. We’re a digital insurance provider with ambitious plans to become the best and biggest in the UK market. We’ve made huge investments in our pricing and data capabilities over the past few years, along with nurturing our 4

Cs culture. We provide insurance for over four million customers, but we know there’s even bigger opportunity out there – our Pricing, Data and Analytics community values curiosity, collaboration and constructive challenge. We are always looking for new ideas and diverse perspectives to question established thinking and drive meaningful change. Great pricing is built on trust, innovation and precision, so our aim is to ensure customers receive a fair and accurate price based on their individual risk, supporting fair outcomes, while delivering sustainable and profitable growth for our company.

Pricing is more than just a number – it’s a strategic capability. At the heart of Hastings is deep risk insight – continually improving how we assess, segment and price risk through data and analytics.

Join Us in Shaping the Future of Home Insurance lding on our early successes in Home insurance, Hastings is investing in the growth of our Home team. We’re looking for an experienced Senior Actuary who is passionate about data and excited by the opportunity to combine actuarial expertise with cutting‑edge machine learning techniques. As a Senior Actuary within the Home Actuarial & Data Science Team, you’ll play a key role in developing actuarial models, analyses, and data assets that power Hastings’ market‑leading pricing strategies.

Working closely with the wider Home team, your contributions will help deliver our ambitious growth plans for Home insurance products. This is an exciting time to join us. Our team champions the adoption of advanced machine learning methods, supported by a state‑of‑the‑art tech stack and collaboration across Hastings’ Actuarial and Data Science (AnDS) community. Your deep understanding of general insurance principles and actuarial techniques will ensure that new models are not only commercially impactful but also deliver fair outcomes for customers.

You’ll have the opportunity to influence strategic decisions, mentor junior team members, and shape how advanced analytics and actuarial science come together to drive innovation in Home insurance.

• Competitive salary and £5k car allowance.
• Flexible working – hybrid approach.
• Competitive bonus scheme – all colleagues eligible for our annual 4
  
  Cs performance bonus.
• Physical wellbeing – private medical insurance (PMI) for Band 4 colleagues.
• Financial wellbeing – 4× your salary life assurance cover, income protection at no extra…