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Commercial Lines Underwriter

Job in Melville, Suffolk County, New York, 11775, USA
Listing for: Merchants Insurance Group
Full Time position
Listed on 2026-01-16
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst
Salary/Wage Range or Industry Benchmark: 70000 - 92000 USD Yearly USD 70000.00 92000.00 YEAR
Job Description & How to Apply Below

Melville, New York

Merchants Insurance Group, a leading Property and Casualty Insurer in the Northeast, is looking for a Commercial Lines Underwriter for our Commercial Lines Underwriting team located in Melville, New York
.

The Commercial Lines Underwriter will become part of a dedicated underwriting team, collaborating with our agency partners to deliver professional service that achieves the most optimal outcomes for our policyholders and profitable growth for Merchants and our Agency Partners.

Merchants Insurance Group, rated A- with a stable outlook by the A.M. Best Company, is proud to be one of Buffalo Business First’s Best Places to Work in Western New York for the fourth consecutive year, a Fast Track company ), and a Top Private Company ). Merchants has been granted Ward’s 50 designation as a top-performing property‑casualty insurance company for four consecutive years.

In October 2024, Newsweek and Statista included Merchants Insurance Group on their first‑ever America’s Most Reliable Companies list.

Hybrid Work Schedule

The Hybrid work schedule requires 8 full days per month in the office, with the option to work the remaining days at home or in the office.

Responsibilities
  • Cultivating solid relationships with Agents and internal staff while working towards achieving the most optimal outcomes for Merchants and our policyholders.
  • Works with the underwriting assistant to ensure adherence to corporate underwriting policy and service standards.
  • Reviews accounts beyond individual authority with the Regional Underwriting Manager or Supervisor and recommends a course of action.
  • Achieve commercial lines regional production goals and loss ratio objectives for assigned territory.
Qualifications & Skills
  • College degree or equivalent work experience.
  • 1 - 3 years commercial lines underwriting experience.
  • Some background in underwriting commercial lines accounts and building agency relationships.
  • Previous Agency relationships within the local insurance industry are highly desirable.
  • Microsoft Office knowledge as well as ability to work with internal company systems (WINS, Image Right etc.).
  • Strong communication, organizational and computer skills.
Pay Information

The estimated salary for this role ranges from $70,000 - $92,000 based on leveling and geography, along with an equity component and a comprehensive benefits package. This range is merely an estimate; actual compensation may deviate from this range based on skills, experience and qualifications.

Benefits
  • Welcoming and positive work environment
  • Flexible work arrangements, including flex scheduling and summer hours
  • Hybrid work schedule requiring 8 full days per month in the office, with the option to work the remaining days at home or in the office
  • Competitive pay scale
  • Generous paid time off package
  • Full Benefits:
    Health, Dental, Vision, Life Insurance, Short Term Disability, 401(k) employer match 100% up to 6% of your annual contributions (immediately 100% vested)
  • Outstanding company bonus programs
  • Tuition reimbursement

And many more exciting company benefits!! EOE

Seniority level: Entry Level

Employment type: Full‑time

Job function: Finance and Sales

Industry: Insurance

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